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Chase Slate Edge℠
Secure application on issuer’s website
- Our Rating 4/5 How our ratings work
- APR20.49% - 29.24% (Variable)
- Annual Fee$0
The Chase Slate Edge℠ offers an impressive 18-month 0% intro APR period (after which the APR jumps to a variable 20.49% - 29.24%) which is generous for a card with no annual fee. We also appreciate the ways this card incentivizes good credit card habits by offering a credit adjustment review and APR reductions for customers who pay their bills on time. While it's a shame that this card does not earn rewards, it's still a good option for those who want to pay off a large purchase over time.
Extra Rewards for On-Time Payments
If you’re looking for a credit card with a 0% APR promotion and long-term interest rate benefits, the Chase Slate EdgeSM card may be a good fit. The card offers a long introductory APR promotion on purchases and balance transfers, and once the regular APR kicks in, you’ll have the chance to lower it over time with responsible use.
- Strong intro APR offer
- No annual fee
- Offers pathways to lower interest rates and a higher credit limit
- Does not earn rewards
- No sign-up bonus
- Features a balance transfer fee
Chase Slate Edge Card Highlights
0% introductory APR on purchases and balance transfers for 18 months, then 20.49% - 29.24% (Variable).
- Potentially lower your interest rate by 2
% each year when you make your payments on time and spend at least $1,000 during your account anniversary year
- Qualify for a credit line increase review when yo
u pay on time and spend $500 in the first six months
- Partner perks with Ins
tacart and DoorDash
- Auto rental collision da
mage waiver, purchase protection, and extended warranty protection
- No a
If you're looking for a 0% intro
The Chase Slate Edge does
Here are the Best Credit Card Bonuses in September
The Chase Slate Edge doesn't offer ong
But again, there are plenty of 0% APR credit cards that offer a mix of interest savings and rewards.
The card doesn't o
Card Benefits and Perks
The Chase Slate Edge doesn't offer re
Higher Credit Limit
You can get an automatic review for a credit limit increase in just six mo
Long-Term Interest Savings
For each year in which you spe
rime Rrate plu
You'll get a complimentary three-m
You'll get a complimentary th
The card offers auto rental collisi
Unlocking the Surprising Benefits of Using Your Credit Card for Everyday Purchases
Get free access to your VantageScore 3.0® by Experion credit score and credit monitoring.
Although the Chase Slate Edge offers so
As previously mentioned, there are several credit cards that offer rela
Best Rewards Credit CardsVisit the Marketplace
Interest Benefit Requires Long-Term Use
The ability to lo
Not the Longest 0% APR Benefit on the Market
If you're looking to maximize your interest savings with a 0% APR purchase or balance transfer promotion, you ma
The Slate Edge doesn't charge an annual fee, which is stand
The card offers an introductory
The card has an intro balance transf
Recommended Credit Score
Chase doesn't disclose a minimum credit score requirement, but it's gene
How the Card Compares
|Chase Slate Edge||Chase Freedom Unlimited®|
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on drugstore purchases and on dining, including eligible takeout and delivery services, and 1.5% back on all other eligible purchases
0% APR on purchases and balance transfers for 18 months, then 20.49% - 29.24% (Variable)
0% APR on purchases and balance transfers for 15 months, then 20.49% - 29.24% (Variable)
Chase Slate Edge vs. Chase Freedom Unlimited
Both the Slate Edge and Freedom Unlimited® offer 0% A
The trade-off for those three months, however, is a sig
Unless you absolutely need those extra few months, you'll lik
Here Are the Best Balance Transfer CardsVisit the Marketplace
Who Is the Card Good for?
The Chase Slate Edge may be worth considering if you ne
However, if you want a m
As with any credit card decision, it's crucial to take your time to research and compare multiple credit card options to determine which one is the right fit for you. As you compar
Frequently Asked Questions
The Chase Slate Edge is a credit card offered by Chase. It offers a long 0% APR promotion for both purchases and balance transfers, the potential for an automatic credit line increase and the possibility to lower your interest rate over time, all with no annual fee.
When the Chase Slate Edge first launched, it offered a sign-up bonus. However, it no longer offers a cash rewards bonus to new cardholders, and it also doesn't offer ongoing rewards.
Like most 0% APR credit cards, the Slate Edge is generally reserved for consumers with good and excellent credit. According to FICO®, that typically means having a credit score of 670 or higher, but meeting that threshold won't guarantee approval.
Before you apply for this or any credit card, it's a good idea to evaluate your credit profile and see if you can take steps to improve your credit and increase your approval odds.
While some other credit cards have pre-approval tools on their websites that you can use to gauge your approval odds, Chase doesn't currently offer this feature.
The Slate Edge can be a good credit card if you want to transfer a balance and pay it off over time. And if you're prone to carry a balance, the ability to lower your interest rate over time can be appealing.
However, the Slate Edge doesn't offer rewards, which could be a deal-breaker for some, and if you need more time to pay down your debt, you may get it with another card.