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Chase Slate Edge℠
This product is currently not available via Slickdeals. All information about this product was collected by Slickdeals and has not been reviewed by the issuer.
- Our Rating 4/5 How our ratings work
- APR20.49% - 29.24% (Variable)
- Annual Fee$0
- N/A $0
The Chase Slate Edge℠ offers an impressive 18-month 0% intro APR period (after which the APR jumps to a variable 20.49% - 29.24%) which is generous for a card with no annual fee. We also appreciate the ways this card incentivizes good credit card habits by offering a credit adjustment review and APR reductions for customers who pay their bills on time. While it's a shame that this card does not earn rewards, it's still a good option for those who want to pay off a large purchase over time.
Extra Rewards for On-Time Payments
If you’re looking for a credit card with a 0% APR promotion and long-term interest rate benefits, the Chase Slate EdgeSM card may be a good fit. The card offers a long introductory APR promotion on purchases and balance transfers, and once the regular APR kicks in, you’ll have the chance to lower it over time with responsible use.
Pros
- Strong intro APR offer
- No annual fee
- Offers pathways to lower interest rates and a higher credit limit
Cons
- Does not earn rewards
- No sign-up bonus
- Features a balance transfer fee
Chase Slate Edge Card Highlights
0% intro ductory APR on purchases and balance transfers for18 mont hs, then 20.49% - 29.24% (Variable).- Potentially lower your interest rate by 2
% each year when you make your payments on time and spend at least $1,000 during your account ann iversary year - Qualify for a credit line increase review when yo
u pay on time and spend $500 in the f irst six months - Partner perks with Ins
tacart and Door Dash - Auto rental collision da
mage waiver, purchase protection, and extended w arranty protection - No a
nnual fee
If you're looking for a 0% intro
15 Years Later, Here’s Why the Chase Sapphire Preferred Is Still the Best Travel Card for Beginners
Sign-Up Bonus
The Chase Slate Edge does
Recommended Credit Card Bonuses
Credit Card | Intro Bonus | Annual Fee | Rewards Rate | Learn More |
---|---|---|---|---|
|
1.5%Extra Cash Back
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. |
$0 |
1.5% - 5%Cashback
Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. |
Apply Now |
|
60,000Chase Ultimate Rewards Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0.023 base) |
$95 |
1x- 5xPoints
The card offers 5x points per dollar on Chase Travel℠, 3x points on dining (including eligible takeout and delivery services), as well as 3x points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs). This card earns 2x points on all other travel spending and 1x point per dollar everywhere else. Chase broadly defines travel to include not just airfare, hotels and rental cars, but expenses like parking, tolls and public transit too. |
Apply Now |
|
20,000Points
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Dollar Equivalent: $200 (20,000 Points * 0.01 base) |
$0 |
1x - 3xPoints
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases. |
Apply Now Rates & Fees |
|
$200Cash Bonus
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. |
$0 |
2%Cashback
Earn unlimited 2% cash rewards on purchases. |
Apply Now Rates & Fees |
Earning Rewards
The Chase Slate Edge doesn't offer ong
But again, there are plenty of 0% APR credit cards that offer a mix of interest savings and rewards.
Redeeming Rewards
The card doesn't o
Card Benefits and Perks
The Chase Slate Edge doesn't offer re
Higher Credit Limit
You can get an automatic review for a credit limit increase in just six mo
Long-Term Interest Savings
For each year in which you sperime Rrate plu
Instacart Benefit
You'll get a complimentary three-m
DoorDash Benefit
You'll get a complimentary th
Insurance Protections
The card offers auto rental collisi
Credit Journey®
Get free access to your VantageScore 3.0® by Experion credit score and credit monitoring.
Drawbacks
Although the Chase Slate Edge offers so
No Rewards
As previously mentioned, there are several credit cards that offer rela
Recommended Rewards Credit Cards
Credit Card | Rewards Rate | Annual Fee | Intro Bonus | Learn More |
---|---|---|---|---|
|
1x- 5xPoints
The card offers 5x points per dollar on Chase Travel℠, 3x points on dining (including eligible takeout and delivery services), as well as 3x points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs). This card earns 2x points on all other travel spending and 1x point per dollar everywhere else. Chase broadly defines travel to include not just airfare, hotels and rental cars, but expenses like parking, tolls and public transit too. |
$95 |
60,000Chase Ultimate Rewards Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0.023 base) |
Apply Now |
|
1.5% - 5%Cashback
Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. |
$0 |
1.5%Extra Cash Back
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. |
Apply Now |
|
1x - 3xPoints
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases. |
$0 |
20,000Points
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Dollar Equivalent: $200 (20,000 Points * 0.01 base) |
Apply Now Rates & Fees |
|
1X-10XPoints
10X total ThankYou® Points per $1 spent on hotel, car rentals and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. 3X -- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels 3X -- Earn 3 Points per $1 spent at Restaurants and Supermarkets 1X -- Earn 1 Point on All Other Purchases |
$95 |
60,000Citi ThankYou Points
Earn 60,000 bonus ThankYou Points after making $4,000 worth of purchases during the first three months of account opening. Dollar Equivalent: $1,080 (60,000 Citi ThankYou Points * 0.018 base) |
Apply Now Rates & Fees |
Interest Benefit Requires Long-Term Use
The ability to lo
Not the Longest 0% APR Benefit on the Market
If you're looking to maximize your interest savings with a 0% APR purchase or balance transfer promotion, you ma
Annual Fee
The Slate Edge doesn't charge an annual fee, which is stand
APR
The card offers an introductory
Other Fees
The card has an intro balance transf
Recommended Credit Score
Chase doesn't disclose a minimum credit score requirement, but it's gene
Chase Slate Edge vs. Chase Freedom Unlimited
Credit Card | Intro Bonus | Annual Fee | Rewards Rate | Learn More |
---|---|---|---|---|
Chase Slate Edge℠ |
$0 | $0 | N/A |
This product is currently not available via Slickdeals. All information about this product was collected by Slickdeals and has not been reviewed by the issuer. |
|
1.5%Extra Cash Back
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. |
$0 |
1.5% - 5%Cashback
Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. |
Apply Now |
Both the Slate Edge and Freedom Unlimited® offer 0% A
The trade-off for those three months, however, is u
Unless you absolutely need those extra few months, you'll lik
Recommended Balance Transfer Credit Cards
Credit Card | Intro APR | APR | Rewards Rate | Learn More |
---|---|---|---|---|
|
0% for 21 months on balance transfers and 12 months on purchases
New cardholders receive 21 months of 0% introductory APR from the date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. There is a balance transfer fee of either $5 or 5% of the transfer amount, whichever is greater. |
18.24% - 28.99% (Variable) | N/A |
Apply Now Rates & Fees |
|
0% for 18 months on Balance Transfers
New cardholders enjoy 0% introductory APR on all balance transfers for the first 18 months of account opening. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness. Balance transfers do not earn cash-back rewards and are charged an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first four months of account opening. After that, the fee will be 5% of each transfer (minimum $5). |
19.24% - 29.24% (Variable) |
2%Cashback
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. |
Apply Now Rates & Fees |
|
0% intro APR for 21 months
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74%, or 29.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min $5. |
18.24%, 24.74%, 29.99% (Variable) | N/A |
Apply Now Rates & Fees |
|
0% intro APR for 15 months
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5. |
20.24%, 25.24%, or 29.99% (Variable) |
2%Cashback
Earn unlimited 2% cash rewards on purchases. |
Apply Now Rates & Fees |
Who Is the Card Good for?
The Chase Slate Edge may be worth considering if you ne
However, if you want a m
Take your time to research and compare multiple credit cards to determine which is right for you. As you compar
FAQs
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The Chase Slate Edge is a credit card offered by Chase. It offers a long 0% APR promotion for both purchases and balance transfers, the potential for an automatic credit line increase and the possibility to lower your interest rate over time, all with no annual fee.
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When the Chase Slate Edge first launched, it offered a sign-up bonus. However, it no longer offers a cash rewards bonus to new cardholders, and it also doesn't offer ongoing rewards.
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Like most 0% APR credit cards, the Slate Edge is generally reserved for consumers with good and excellent credit. According to FICO®, that means having a credit score of 670 or higher, but meeting that threshold won't guarantee approval.
Before you apply for any credit card, evaluate your credit profile and see if you can improve your credit and increase your approval odds.
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The Slate Edge can be a good credit card if you want to transfer a balance and pay it off over time. And if you tend to carry a balance, the ability to lower your interest rate over time can be appealing.
However, it doesn't offer rewards, which could be a deal-breaker for some, and if you need more time to pay down your debt, you may get it with another card.