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Who's ready for dinner? We have good news for fans of grocery delivery services: Chase is offering bonus Instacart statement credits for certain Chase SapphireⓇ, Chase FreedomⓇ, and Chase SlateⓇ, card customers.
As of Aug. 1, 2022, eligible Chase cardholders can receive up to $15 per month in automatic statement credits for Instacart purchases after activating their Instacart+ membership at www.instacart.com/chase.

These monthly or quarterly statement credits are an additional benefit on top of the complimentary months of Instacart+ membership currently offered for select cardholders, and are not limited to targeted customers only.
Instacart+ membership normally costs $9.99 per month or $99 per year, and includes free delivery on orders over $35, reduced Instacart service fees on more than 750 grocery and retail partners nationwide, credit back on eligible pickup orders, and other exclusive benefits.
Here is the full list of Instacart benefits Chase is offering on each eligible credit card product, including the existing Instacart+ subscription perk:
Eligible Chase Cards
Chase Sapphire Reserve®
- Our Rating 4.5/5 How our ratings work Read the review
- APR21.49% - 28.49% (Variable)
- Annual Fee$550
-
60,000
60,000Chase Ultimate Rewards Points
Earn 60,000 bonus points after using your card to spend $4,000 within three months of account opening. Dollar Equivalent: $1,320 (60,000 Chase Ultimate Rewards Points * .022 base)
Right off the bat, Chase Sapphire Reserve features a $300 annual credit for travel purchases. That means the annual fee is effectively just $250 per year for frequent travelers. You also get free access to more than 1,300+ Priority Pass lounges and restaurant options around the world. Those lounges usually give you free food and drinks, cleaner bathrooms, fast internet and a comfortable place to sit outside of the ruckus of an airport terminal. Plus, the Sapphire Reserve will get you access to the upcoming Chase Sapphire Lounge network. If you’re looking to elevate your travel experience, look no further than the Chase Sapphire Reserve. When you first get approved, you’ll earn 60,000 bonus points after you spend $4,000 in the first three months — that’s worth $900 in travel booked through Chase Ultimate Rewards® and potentially more if you transfer your rewards to one of Chase’s airline or hotel partners.
Overview
If you’re looking to elevate your travel experience, look no further than the Chase Sapphire Reserve. When you first get approved, you’ll earn a sign-up bonus of 60,000 points after you spend $4,000 in the first three months — that’s worth at least $900 in travel-related spending booked through Chase Ultimate Rewards® and potentially more if you transfer your rewards to one of Chase’s airline or hotel partners.
Pros
- An array of premium travel perks including access to Priority Pass lounges
- Easy-to-use $300 travel credit that helps offset card's annual fee
- Generous rewards rates for spending
Cons
- High annual fee may be a deterrent for some
- Perks are starting to get stale relative to newer competition
- 12 months of free Instacart+ membership upon activation of perk
- Up to $15/month in statement credits on Instacart.com purchases with active Instacart+ membership (annual savings of $180)
Chase Sapphire Preferred®
- Our Rating 5/5 How our ratings work Read the review
- APR20.49% - 27.49% (Variable)
- Annual Fee$95
-
60,000
60,000Chase Ultimate Rewards Points
Earn 60,000 points after you spend $4,000 within three months of account opening. Dollar Equivalent: $1,320 (60,000 Chase Ultimate Rewards Points * .022 base)
The Chase Sapphire Preferred actually works like having over a dozen different rewards credit cards. That’s because this credit card allows you to transfer your rewards points into miles with 11 airlines and points with three hotel programs. Although the Chase Sapphire Preferred might not be ideal for the most frequent travelers and highest spenders, it’s part of a family of Chase cards that has a built-in upgrade path. So when it comes time to take your travel rewards game to the next level, you won’t have to start from scratch with an entirely different credit card and rewards program. The card has a $95 annual fee, but the $50 annual Ultimate Rewards Hotel Credit effectively reduces that fee to $45. Plus, the credit card allows you to continue earning points through bonus categories and a 10% anniversary points boost. But when it comes time to redeem your rewards for travel, this card really shines. You can take advantage of some really strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. Similarly, you can just book any reservation you want through the Chase Ultimate Rewards travel portal.
Overview
The Chase Sapphire Preferred actually works like having over a dozen different rewards credit cards. That’s because this credit card allows you to transfer your rewards points into miles with 11 airlines and points with three hotel programs.
Although the Chase Sapphire Preferred might not be ideal for the most frequent travelers and highest spenders, it’s part of a family of Chase cards that has a built-in upgrade path. So when it comes time to take your travel rewards game to the next level, you won’t have to start from scratch with an entirely different credit card and rewards program.
The card has a $95 annual fee, but the $50 annual Ultimate Rewards Hotel Credit effectively reduces that fee to $45. Plus, the credit card allows you to continue earning points through bonus categories and a 10% anniversary points boost. But when it comes time to redeem your rewards for travel, this card really shines. You can take advantage of some really strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. Similarly, you can just book any reservation you want through the Chase Ultimate Rewards travel portal.
Pros
- Points are easily transferable to airlines and hotel partners
- Accelerated earnings on dining, travel & household purchases
- Excellent travel and purchase protections
- No foreign transaction fees
Cons
- Not ideal for the highest spenders
- $95 annual fee
- 6 months of free Instacart+ membership upon activation of perk
- Up to $15/quarter in statement credits on Instacart.com purchases with active Instacart+ membership (annual savings of $60)
Chase Freedom Flex℠

This product is currently not available via Slickdeals. All information about this product was collected by Slickdeals and has not been reviewed by the issuer.
- Our Rating 4.5/5 How our ratings work Read the review
- APR19.49% - 28.24% (Variable)
- Annual Fee$0
-
$200
$200Cash Bonus
Receive a $200 bonus after you spend $500 in the first three months.
We love that the Chase Freedom Flex card expands on an already lucrative offering from Chase. The original Chase Freedom card was already a solid choice for cash-back enthusiasts, and this one raises the bar. The Freedom Flex also gives cardholders access to Chase Ultimate Rewards, which is arguably the most versatile credit card rewards platform available. You’ll get plenty of redemption options at good rates. Plus, if you have one of the program’s travel credit cards, you can transfer points from your Chase Freedom Flex to your travel card account and get even more value and flexibility with how you redeem. While the Freedom cards are marketed as cash-back credit cards, they actually offer points. You can use those points to book travel through Chase at a rate of 1 cent per point. But if you have the Chase Sapphire Preferred® or Chase Sapphire Reserve®, you’ll get 25% and 50% more value on those travel redemptions, respectively.
Overview
Getting more in cash back is a clear win for anyone who is considering the Freedom Flex card. This card is ideal for anyone who want to maximize cash-back rewards with the option to get more value with travel redemptions.
Pros
- Generous earnings on select rotating categories each quarter
- Cellphone and trip insurance coverage
- No annual fee
- Ability to convert rewards to transferable Ultimate Rewards points
Cons
- Can't transfer Chase points to travel partners unless paired with select products
- 3 months of free Instacart+ membership upon activation of perk
- Up to $10/quarter in statement credits on Instacart.com purchases with active Instacart+ membership (annual savings of $40)
Chase Slate® Credit Card

- 3 months of free Instacart+ membership upon activation of perk
It’s always nice to receive additional benefits on existing credit card products, and it looks like Chase’s growing partnership with Instacart is a win for everyone thus far.
These perks are perfect for occasional Instacart customers who want to earn rewards for everyday spend on grocery and retail deliveries, but don’t want to sign up for a dedicated Instacart credit card.
Customers must sign up for Instacart+ by July 31, 2024, in order to be eligible for the free months of membership and monthly or quarterly statement credits. Existing Instacart customers are also eligible to take advantage of the complimentary membership and statement credits, and can redeem this offer on each of their qualifying credit cards.
Once your complimentary Instacart+ subscription expires, Instacart will automatically begin billing the membership fee directly to the credit card on file. So, if you hold multiple Chase cards that are eligible for the benefit, set a calendar alert to switch out the card on file with Instacart before your billing date kicks in.
And if you don’t want to renew your subscription when your membership runs out, make sure to cancel before your first billing date rolls around if the benefits and savings from Instacart+ don’t outweigh the $9.99 monthly fee for you.