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Best Chase Bank Bonuses in May

Get free money and potentially avoid fees with these attractive sign-up bonuses from Chase.

Advertiser Disclosure: Most products in our articles are from partners who may provide us with compensation. However, opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain.

One of the best ways to get free money is to find a valuable sign-up bonus or limited-time promotion for a product or service that you already need.

For example, if you’re in the market for a new checking, rewards credit card or investment account, promotional bonuses could make a good deal even more attractive.

As one of the largest bank’s in the U.S., Chase is able to incentivize new customers with generous cash promotions.

Current Chase Special Offers

Currently, Chase is advertising several valuable welcome offers to new banking and investment customers. You could earn between $200 to $1,250 when you open a qualifying new account. Read on for a breakdown of the best Chase bonuses and see how they might help you put a little extra cash in your pocket this year.

Finding ways to earn or save more money has the potential to do wonders for your personal finances. Even small influxes of cash from earning bank bonuses could help you build a modest emergency fund, pay down credit card debt or cover unexpected expenses.

Chase Total Checking®: $200 Bonus

Chase Total Checking is a basic checking account that offers customers a robust set of account management features through its mobile app and secure website. Plus, you’ll get access to the bank’s nationwide footprint of branches and ATMs.

You won’t get a ton of value for its $12 monthly maintenance fee, but this fee can be waived in one of several ways. If your financial situation easily qualifies for a fee waiver, then the generous $200 promo may be worth your while.

How to get the bonus

  • Open a new account through this partner link (promo coupon is automatically applied)
  • Set up a direct deposit of your paycheck, pension or government-issued benefits within 90 days of account opening
  • Once requirements are met, your $200 new customer promo will be deposited into your account within 15 days


Chase Secure Banking℠: $100 Bonus

Chase Secure Banking is a second-chance deposit account for people who are recovering from hardships or financial setbacks. It’s rare for secured bank accounts to offer new customer bonuses, which is why this $100 promotion is so special.

While the $4.95 monthly service fee means that your account won’t be free, it does feature several valuable benefits, including zero fees on most everyday transactions. Read our full review of Chase Secure Banking.

How to get the bonus

  • Open a new account through this partner link (promo coupon is automatically applied)
  • Complete at least 10 qualifying transactions within the first 60 days of coupon enrollment (account opening).
    • Qualifying activities include debit card purchases, online bill payments, Zelle transactions, Chase QuickDeposit and ACH credits. (Note: Direct deposit is not a qualifying transaction for this sign-up bonus offer.)
  • Once requirements are met, your $100 new customer promo will be deposited into your account within 15 days


Chase Business Complete℠ Checking: $300 Bonus

Chase Business Complete Checking is the bank’s all inclusive solution for sole proprietors, small business owners and enterprise-level businesses.

This account offers a deep bench of benefits and mobile and online tools for its customers. It does carry a $15 monthly maintenance fee that can be waived by meeting one of a number of requirements. Read our full review of Business Complete Checking.

How to get the bonus

  • Open a new account through this partner link (promo coupon automatically applied)
  • Fund your account with $2,000 or more within the first 30 days of account opening
  • Maintain a daily balance of $2,000 for the first 60 days of account opening
  • Complete at least five qualifying transactions in the first 60 days of account membership
    • Qualifying activities include debit card purchases, Chase QuickDeposits, Chase QucikAccept Deposits, ACH credits and wire transfers
  • After you have completed all the above checking requirements, your $300 promotion will be deposited into your new account within 10 business days.


Chase Freedom Flex℠ Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $0
Bonus: $200
APR: Variable APR After Intro 0% APR Period
Rewards Rate: 1%-5% Cash Back
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $0

Intro APR: New cardholders can enjoy an introductory 0% APR on both purchases and balance transfers for the first 15 months. After the introductory period, a variable rate will apply. Balance transfers made within the first 60 days of account membership will be charged a balance transfer fee of either $5 or 3% of the amount of each transfer. After 60 days, that balance transfer fees increases to either $5 or 5% of the amount of each transfer, whichever is greater.

APR: Variable APR depending on credit worthiness. See terms for details.

Rewards Rate: Earn 5% cash back on up to $1,500 spent each quarter in rotating categories (when you activate), 5% back on travel booked through Chase Ultimate Rewards, 3% back on dining, including takeout and delivery, 3% back at drugstores and 1% back on everything else.

Sign-Up Bonus: Receive a $200 bonus after you spend $500 in the first three months.

Who Should Use This Credit Card? People who want to maximize cash-back rewards with the option to get more value with travel redemptions.

Why We Like It

Why We Like the Chase Freedom Flex® Card

We love that the Chase Freedom Flex card expands on an already lucrative offering from Chase. The original Chase Freedom card was already a solid choice for cash-back enthusiasts, and this one raises the bar.

The Freedom Flex also gives cardholders access to Chase Ultimate Rewards, which is arguably the most versatile credit card rewards platform available. You’ll get plenty of redemption options at good rates. Plus, if you have one of the program’s travel credit cards, you can transfer points from your Chase Freedom Flex to your travel card account and get even more value and flexibility with how you redeem.

The Chase Freedom Flex Card is an excellent cash-back credit card for people who are looking to maximize rewards. Cardholders can take advantage of its excellent rewards rate: 5% cash back on rotating categories when you activate (up to $1,500 each quarter), 5% back on travel booked through Chase Ultimate Rewards, 3% back on dining, including takeout and delivery, 3% back at drugstores and 1% back on other purchases.

As a new Freedom Flex cardholder, you’ll also earn a $200 sign-up bonus after you spend $500 in the first three months.

The Freedom Flex also offers an introductory 0% APR on new purchases and balance transfers for the first 15 month from account opening. Read our full review of the Chase Freedom Flex Card review.


Chase Freedom Unlimited® Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $0
Bonus: Extra 1.5% cash back on all purchases (up to $20,000 spent) in the first year
APR: Variable APR After Intro 0% APR Period
Intro Rewards Rate: 3%-6.5% Cash Back
Standard Rewards Rate: 1.5%-5% Cash Back
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $0

Intro APR: This card allows new cardholders to save money with an introductory 0% interest rate on new purchases and balance transfers for the first 15 months of account opening.

APR: Variable APR depending on credit worthiness.

Bonus: Earn an additional 1.5% cash back on all purchases (up to $20,000) in the first year of account opening. This bonus is valued at up to $300 in cash back, and increases rewards rates to: 6.5% cash back on travel booked through Chase, 4.5% back on dining (including takeout and eligible delivery services) and drugstore purchases and 3% back on all other purchases.

Rewards Rate: After the bonus 1.5% cash back intro offer period concludes, earn 5% cash back on travel booked through Chase Ultimate Rewards®, 3% back at drugstores and on dining purchases and 1.5% back on everything else.

Who Should Use This Credit Card? Households that prioritize cash-back rewards for everyday spending and Chase loyalists who are looking to maximize Ultimate Rewards earnings.

Why We Like It

Why We Like the Chase Freedom Unlimited® Card

You don’t need excellent credit to get the Chase Freedom Unlimited. In fact, many cardholders report getting approved with good credit. We like that the card offers a high flat rewards rate but also provides accelerated rewards on some common everyday spending categories. You’ll also get access to the Chase Ultimate Rewards portal, which allows you to use your cash-back earnings for travel rewards, gift cards and more.

And that sign-up bonus? Adding extra value to everyday spending categories like dining and travel help elevate this card above its competitors. Add the fact that there’s a 0% introductory APR for 15 months, an extra 1.5% cash back bonus during the first year of account holding and no annual fee, and you’ll see why the Chase Freedom Unlimited is among our favorite flat-rate cards.

The Chase Freedom Unlimited is a valuable all-around credit card with no annual fee. This cash-back card earns a rewards rate of 5% cash back on travel booked through Chase Ultimate Rewards, 3% back at drugstores, 3% back on dining, including takeout and eligible delivery services and a flat-rate 1.5% back on other purchases. There are no rotating categories to track, caps on how much you can earn or excluded purchase categories.

New cardholders can take advantage of its big sign-up bonus—enjoy an additional 1.5% cash back on all purchases (up to $20,000 spent) in the first year. This bonus is valued at up to $300 in cash back, and stacks with all the above rewards rates, meaning you can earn up to 6.5% cash back. Read our full review of the Chase Freedom Unlimited Card.


Chase Freedom® Student Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $0
Bonus: $50
APR: Variable APR After Intro 0% APR Period
Rewards Rate: 1.5%-5% Cash Back
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $0

APR: Variable APR depending on credit worthiness.

Rewards Rate: Earn 1% cash back per dollar spent on all purchases. Cash-back rewards don’t expire as long the account is open, and there is no minimum to redeem for cash back.

Sign-Up Bonus: Receive a $50 cash bonus after first purchase is made with the card during the first three months of account membership.

Who Should Use This Credit Card? People who are looking to build credit and earn rewards with their first student credit card.

Why We Like It

Why We Like the Chase Freedom® Student Credit Card

The Chase Freedom® Student credit card is a great starting credit card for college students who want to earn cash back rewards with no annual fee. Overall, the Chase Freedom Student credit card is a good choice for those who are newer to credit. Chase is a top brand for anyone into cash back or travel rewards credit cards and this card is a good way to get your foot in the door with valuable bonuses and useful features.

Major highlights include a $50 cash bonus after making your first purchase and a $20 annual bonus for keeping your account in good standing for up to five years. In addition to bonuses worth $150, you will earn 1% back on all other purchases with the card. It also comes with valuable benefits at DoorDash and Lyft.

Credit cards, when handled responsibly, are an important part of managing your finances. The Chase Freedom Student credit card is a great starting credit card for college students who want to earn cash-back rewards with no annual fee.

Major highlights include a $50 cash bonus after making your first purchase within the first three months of account opening and a $20 annual bonus for keeping your account in good standing for up to five years. In addition to bonuses worth $150, you will earn 1% back on all other purchases with the Freedom Student Card. It also comes with valuable benefits at DoorDash and Lyft. Read our full review of the Chase Freedom Student.


Chase Sapphire Preferred® Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $95
Bonus: 80,000 Points
APR: Variable Rate
Rewards Rate: 1X-5X Points
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $95

APR: Variable APR depending on credit worthiness.

Rewards Rate: The card offers 5x points per dollar on travel booked through Chase Ultimate Rewards, 3x points on dining (including eligible takeout and delivery services), as well as 3x points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs). This card earns 2x points on all other travel spending and 1x point per dollar everywhere else. Chase broadly defines travel to include not just airfare, hotels and rental cars, but expenses like parking, tolls and public transit too.

Sign-Up Bonus: New applicants can earn 80,000 bonus points after using their card to spend $4,000 on purchases in the first three months of account opening. That’s $1,000 when redeeming points to book travel through Chase Ultimate Rewards.

Who Should Use This Credit Card? People who are beginning with travel rewards cards.

Why We Like It

Why We Like the Chase Sapphire Preferred® Card

The Chase Sapphire Preferred actually works like having over a dozen different rewards credit cards. That’s because this credit card allows you to transfer your rewards points into miles with 11 airlines and points with three hotel programs.

Although the Chase Sapphire Preferred might not be ideal for the most frequent travelers and highest spenders, it’s part of a family of Chase cards that has a built-in upgrade path. So when it comes time to take your travel rewards game to the next level, you won’t have to start from scratch with an entirely different credit card and rewards program.

The card has a $95 annual fee, but the $50 annual Ultimate Rewards Hotel Credit effectively reduces that fee to $45. Plus, the credit card allows you to continue earning points through bonus categories and a 10% anniversary points boost. But when it comes time to redeem your rewards for travel, this card really shines. You can take advantage of some really strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. Similarly, you can just book any reservation you want through the Chase Ultimate Rewards travel center.

The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. This travel credit card helps users earn points quickly with accelerated rewards in everyday spending categories like travel and dining.

Cardholders enjoy perks like a $50 annual hotel credit, 10% anniversary point boost and access to the Ultimate Rewards Travel portal, powered by Expedia.

New cardmembers can earn 80,000 bonus points after using their credit card to spend $4,000 within three months of account opening. This bonus is worth $1,000 in travel reservations booked through Chase Ultimate Rewards, but potentially more when transferred to airline and hotel partners. Read our full review of the Chase Sapphire Preferred Card.


Chase Sapphire Reserve® Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $550
Bonus: 50,000 Points
APR: Variable Rate
Rewards Rate: 1X-10X Points
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $550

APR: Variable APR depending on credit worthiness.

Rewards Rate: The card offers 10x points per dollar spent on hotels and rental cars as well as 5x points on air travel booked directly through Chase Ultimate Rewards immediately after you spend $300 on travel purchases annually. Additionally, earn 3x points per dollar spent on all other travel and dining purchases and 1x everywhere else.

Sign-Up Bonus: Earn 50,000 bonus points after using your card to spend $4,000 within three months of account opening.

Who Should Use This Credit Card? Frequent travelers who are serious about earning travel awards.

Why We Like It

Why We Like the Chase Sapphire Preferred® Card

Right off the bat, Chase Sapphire Reserve features a $300 annual credit for travel purchases. That means the annual fee is effectively just $250 per year for frequent travelers. You also get free access to more than 1,300 Priority Pass lounges and restaurant options around the world. Those lounges usually give you free food and drinks, cleaner bathrooms, fast internet and a comfortable place to sit outside of the ruckus of an airport terminal. Plus, the Sapphire Reserve will get you access to the upcoming Chase Sapphire Lounge network.

If you’re looking to elevate your travel experience, look no further than the Chase Sapphire Reserve. When you first get approved, you’ll earn 50,000 bonus points after you spend $4,000 in the first three months — that’s worth $750 in travel booked through Chase Ultimate Rewards and potentially more if you transfer your rewards to one of Chase’s airline or hotel partners.

The Chase Sapphire Reserve is among the top premium travel cards available. While this credit card comes with a hefty $550 annual fee, the Sapphire Reserve is packed with travel perks that more than make up for the expense.

Right off the bat, the Chase Sapphire Reserve features a $300 annual travel credit. You also get free access to more than 1,300 Priority Pass lounges and restaurant options in airports around the world. Those lounges usually give you free food and drinks, cleaner bathrooms, fast internet and a comfortable place to sit outside of the ruckus of an airport terminal.

New cardholders can also earn a sign-up bonus of 50,000 points after they spend $4,000 during the first three months of account opening. This Chase Sapphire Reserve bonus is worth $750 in travel redemptions when booking through the Chase Ultimate Rewards travel portal — where each point is worth at least 1.5 cents. Read our full Chase Sapphire Reserve review.


Ink Business Cash℠ Credit Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $0
Bonus: $750
APR: Variable APR After Intro 0% APR Period
Rewards Rate: 1%-5% Cash Back
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $0

Intro APR: New accounts enjoy an introductory 0% APR for purchases during the first 12 months.

APR: Variable APR depending on credit worthiness.

Rewards Rate: You earn an amazing 5% cash back on your first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. That can add up to 125,000 points per account year. It also offers you 2% cash back on your first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

Sign-Up Bonus: This card offers you $750 in cash back after you spend $7,500 on purchases within three months of account opening. The $750 bonus comes in the form of 75,000 Ultimate Rewards points, which can be redeemed for cash, gift cards or travel.

Who Should Use This Credit Card? Small business owners and sole proprietors who want flexibility in their credit card rewards

Why We Like It

Why We Like the Ink Business Cash® Credit Card
The Ink Business Cash is legendary for its offer of 5% cash back for purchases at office supply stores and on many telecommunications services, with no annual fee. And while 5% cash back sounds great, these rewards can be much more valuable when paired with another Chase credit card that allows transfers to airline miles or hotel points. In addition to earning excellent cash-back rewards, it also includes competitive introductory offers and provides cards for employees at no additional charge.

This an incredibly valuable card for anyone who owns a small business and makes frequent purchases at office supply stores, which can include furniture, electronics, school supplies, gift cards and printing services. The Ink Business Cash is also a great card to use when paying for your internet service, phone bill or television service. It might not seem like much, but earning 5x rewards on these bills every month will add up to serious rewards very quickly. You earn one point per dollar spent elsewhere.

The Ink Business Cash Card is a valuable business cash-back card for entrepreneurs of all types. Earn an impressive rewards rate of 5% cash back on select business purchases. These include the first $25,000 you spend each account anniversary year at office supply stores and on phone, cable and internet services. Ink Business Cash also offers 2% cash back on up to $25,000 in combined purchases at restaurants and gas stations. You’ll earn 1% cash back on virtually all other purchases.

As a new cardholder, get $750 in bonus cash back when you make $7,500 worth of purchases within the first three months of account opening. Additionally, this no-annual-fee card offers an introductory 0% APR during the first 12 months of account opening on new purchases (balance transfers are excluded from this intro APR offer). Read our full review of the Ink Business Cash.


Ink Business Unlimited℠ Credit Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $0
Bonus: $750
APR: Variable APR After Intro 0% APR Period
Rewards Rate: 1.5% Cash Back
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $0

Intro APR: New accounts enjoy an introductory 0% APR for purchases during the first 12 months.

APR: Variable APR depending on credit worthiness.

Rewards Rate: This card offers 1.5 cents (as 1.5 Ultimate Rewards® points) per dollar spent on all purchases, with no limits.

Sign-Up Bonus: This card offers you $750 in cash back in the form of 75,000 Ultimate Rewards® points after you spend $7,500 on new purchases within three months of account opening.

Who Should Use This Credit Card? This is a valuable card for those who aren’t interested in bonus categories, or for those who are, but want a separate card just for purchases that don’t qualify for a bonus.

Why We Like It

Why We Like the Ink Business Unlimited® Credit Card

Here’s a card that you can use to earn a strong rate of return on all of your business purchases, with no annual fee. The Ink Business Unlimited is technically a cash-back card, but the rewards can be transferred to travel partners when you have another qualifying Chase card that offers this feature. If you want cash back that you can drive back into your business or use for personal expenses, this card could be a great option.

The card has no annual fee but offers an incredible $750 cash bonus after you spend $7,500 in the first three months. You’ll also earn 1.5% cash back on every purchase you make.

Additionally, if you have some purchases coming up and need some time to pay them off, the card’s 0% APR on purchases for 12 months can help you save a lot on interest. And, if you need employee cards, you can get them at no additional charge.

The Ink Business Unlimited credit card is one of the best business rewards credit cards on the market, primarily because of its large upfront bonus. As a new cardholder, you’ll earn $750 in bonus cash after you spend $7,500 in the first three months from account opening.

Ink Unlimited offers a simple flat-rate 1.5% cash back per dollar spent on all purchases. Plus, new accounts can take advantage its introductory 0% interest rate on new purchases made during the first 12 months of account opening. And, if you need employee cards, you can get them at no additional charge. Read our full review of the Ink Unlimited card.


Ink Business Preferred℠ Credit Card

Offer Details

Secure application on issuer’s website.

Annual Fee: $95
Bonus: 100,000 Points
APR: Variable APR
Rewards Rate: 1-3X Points
Details: Full Review

Terms and restrictions apply

Offer Terms

Annual Fee: $95

APR: Variable APR depending on credit worthiness.

Rewards Rate: You can earn 3x points on your first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines on each account’s anniversary year. Plus, 1x point per dollar spent on all other purchases.

Sign-Up Bonus: Here’s your chance to earn a whopping 100,000 bonus points after spending $15,000 on your card within three months of account opening. This bonus can be redeemed for $1,250 worth of travel through Chase Ultimate Rewards®.

Who Should Use This Credit Card? People who own internet-based businesses and spend heavily on advertising are the ones who can really earn the most rewards from this card.

Why We Like It

Why We Like the Ink Business Preferred℠ Credit Card

If you’re a business owner who travels a lot for work or pleasure, this card is an ideal choice. It offers a whopping 100,000 bonus points after you spend $15,000 in the first three months — with the card’s 25% bonus on travel booked through Chase, that’s worth $1,250. But you could potentially get more through one of the bank’s transfer partners. The rewards you earn from the Ink Business Preferred Card can be transferred to 10 different airline partners including United, Southwest, Virgin Atlantic, Singapore and British Airways, as well as hotel partners Hyatt, Hilton and Marriott.

Unlike the other two Ink Business cards, you can use this card to transfer your rewards directly to airline miles and hotel points. Travelers may also like this card’s cell phone protection policy that will cover up to $600 per claim.

If you’re a sole proprietor or small business owner who travels a lot for work or pleasure, the Ink Business Preferred Credit Card is an ideal choice. That’s because points earned with this business credit card can be redeemed for free and discounted travel in the Chase Ultimate Rewards Travel portal. And the Ink Business Preferred makes earning points easy with bonus categories that are important to small business like travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines.

In addition to all of that value, the Ink Business Preferred Card offers new cardholders a sign-up bonus of 100,000 points after spending $15,000 with the business card in the first three months of account opening. Those 100,000 points are worth $1,250 in free travel when redeemed through Chase Ultimate Rewards, where points are worth 25% more. Read our full review of the Ink Business Preferred.


Opening New Chase Accounts

The process for opening new Chase bank accounts is generally simple and can be completed either online or in-branch at a brick-and-mortar location.

Chase has 5,100 branches nationwide, and you’ll most likely find one near you. Otherwise, you can open an account online through Chase’s secure website.

Similarly, applying for a Chase credit card account online is the fastest way to become a new cardmember. The process takes just a few minutes, and you’ll typically get a response within seconds after you submit your application.

However, before you open a new line of credit to take advantage of a limited-time promotion, it’s important to understand both your credit score range and your chances of approval before applying for a credit card.

Our guide to getting approved for a credit card provides helpful details about the approval process and tips on improving your credit score.

Quick Note About Direct Deposits

Many new customer bonuses and bank promotions require a direct deposit to the new account to earn a limited-time offer.

A direct deposit is an automated deposit of funds electronically into a bank account, rather than through a physical, paper check.

Direct deposit requires the use of an electronic network that allows deposits to take place between banks. This network is called the automated clearing house (ACH). Because the funds are transferred electronically, recipients’ accounts are credited automatically, so there is no need to wait for the money to clear.

Common sources for direct deposit include paychecks, tax refunds and other government-issued benefits.

Chase Bank specifies that a direct deposit needs to be an ACH deposit of an employer payroll check, pension or government benefits (such as Social Security). Person to Person payments (such as Chase Quickpay with Zelle) are not considered a direct deposit.

Read More About Chase:

While we work hard on our research, we do not always provide a complete listing of all available offers from credit-card companies and banks. And because offers can change, we cannot guarantee that our information will always be up to date, so we encourage you to verify all the terms and conditions of any financial product before you apply.

Ryan M Tronier
Ryan M Tronierhttps://ryantronier.com/
Ryan Tronier is a personal finance expert and writer. His work has been published on NBC, ABC, USATODAY, The Mortgage Reports, Yahoo Finance, MSN, and more. Ryan is the former managing editor of the finance website Sapling, as well as the former personal finance editor at Slickdeals. Find him online at ryantronier.com.