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One of the best ways to get free money is to find a coupon code that unlocks a valuable sign-up bonus or limited-time promotion for a product or service that you already need.

Currently, Chase Bank is advertising several valuable welcome offers to new banking and investment customers. With the right Chase coupon, you could earn between $50 to $2,000 when you open a qualifying new account. Read on for a breakdown of the best Chase bonus offers and see how they might help you put a little extra cash in your pocket this year.

If you’re in the market for a new checking or savings account, rewards credit card or investment account, promotional bonus offers could make a good deal even more attractive.

Current Chase Bank Promotions and Offers

Product Bonus

Chase Total Checking®

$200

Chase Secure Banking℠

$100

Chase Business Complete Checking℠

$300

Chase Private Client

$2,000

Chase College Checking℠

$100

Chase Freedom Flex℠ Card

$200

Chase Freedom Unlimited® Card:

Extra 1.5% cash back on purchases (up to $20,000 spent) in first year

Chase Freedom Student® Card

$50

Chase Sapphire Preferred® Card

60,000 points ($750 value)

Chase Sapphire Reserve® Card

60,000 points ($900 value)

Ink Business Cash® Credit Card

$900

Ink Business Unlimited® Credit Card

$900

Ink Business Preferred® Credit Card

100,000 points ($1,250 value)

Finding ways to earn or save more money has the potential to do wonders for your personal finances. Even small influxes of cash from earning bank bonuses could help you build a modest emergency fund, pay down credit card debt or cover unexpected expenses.

Chase Total Checking® Account

Open Account

at Chase

  • Our Rating 4/5 Read the review
  • APYN/A
  • Minimum
    Deposit Required
    N/A
  • Intro Bonus $200Expires April 19, 2023 More Info

    New Chase Total Checking customers can earn a $200 bonus when they open an account and set up direct deposit.

Chase Total Checking® is the bank’s beginner checking account. While it doesn’t include many of the special perks offered by more premium accounts, it still offers plenty of basic value. Plus, new customers can take advantage of the $200 new account bonus.

Overview

Chase Total Checking® is a basic checking account that doesn’t offer many premium features. However, if you can easily meet the qualifications required for the new account bonus (and to waive its monthly fee), it’s a good option for those who want an entry-level account.

Pros

  • No minimum opening balance
  • Multiple ways to waive monthly fee
  • Bonus is relatively easy to earn
  • Access to nationwide Chase branches and ATM network

Cons

  • Monthly maintenance fee
  • Account does not earn interest

Chase Total Checking is a basic checking account that offers customers a robust set of account management features through its mobile app and secure website. Plus, you’ll get access to the bank’s nationwide footprint of branches and ATMs.

You won’t get a ton of value for its $12 monthly service fee, but this fee can be waived in one of several ways. Even so, the Chase Total Checking Account does give you access to a few convenient features, such as Chase QuickDepositSM and the ability to use Chase Bank’s vast network of ATMs.

If your financial situation easily qualifies for a fee waiver, then the generous $200 promo for New Chase customers may be worth your while.

How to get the bonus

  • Open a new checking account through this partner link (Chase coupon is automatically applied)
  • Set up a direct deposit of your paycheck, pension or government-issued benefits within 90 days of account opening
  • Once requirements are met, your $200 new customer promo will be deposited into your account within 15 days

Chase Secure Banking℠ Checking Account

Open Account

at Chase

  • Our Rating 3/5 Read the review
  • APYN/A
  • Minimum
    Deposit Required
    N/A
  • Intro Bonus $100Expires April 19, 2023 More Info

    New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure BankingSM account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDepositSM or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.

Chase Secure Banking℠ launched in 2019 with the aim of providing a low-cost solution to help expand banking access to more consumers nationwide. While this means it lacks many of the features common to more traditional checking accounts – such as paper checks or wire transfers – it includes the chance to earn a $100 signup bonus for new accounts, which is a big plus.

Overview

Chase Secure Banking℠ is an alternative-style checking account that aims to make it easier for certain customers to manage their money by stripping out features that could enable overspending, like overdraft protection and paper checks.

Pros

  • No minimum opening balance
  • Access Chase’s network of in-person branches and fee-free ATMs
  • No fees for money orders or cashier’s checks

Cons

  • Monthly service fee cannot be waived
  • Does not offer overdraft protection, paper checks or wire transfers
  • Non-Chase ATM fees

Chase Secure Banking is a second-chance deposit account for people who are recovering from hardships or financial setbacks. It’s rare for secured bank accounts to offer new customer bonuses, which is why this $100 promotion is so special.

While the $4.95 monthly service fee means that your account won’t be free, it does feature several valuable benefits, including zero fees on most everyday transactions. Read our full review of Chase Secure Banking.

How to get the bonus

  • Open a new account through this partner link (Chase coupon is automatically applied)
  • Complete at least 10 qualifying transactions within the first 60 days of coupon enrollment (account opening).
    • Qualifying activities include debit card purchases, online bill payments, Zelle transactions, Chase QuickDepositSM and ACH credits. (Note: Direct deposit is not a qualifying transaction for this sign-up bonus offer.)
  • Once requirements are met, your $100 new customer promo will be deposited into your account within 15 days

Chase College Checking℠ Account

Open Account

at Chase

  • Our Rating 4/5
  • APYN/A
  • Minimum
    Deposit Required
    N/A
  • Intro Bonus $100Expires April 19, 2023 More Info

    New Chase College Checking customers can earn a $100 bonus when they complete 10 or more qualifying transactions within 60 days of account opening.

Chase College Checking℠ is one of the best checking account options for students. The $100 signup bonus is a rarity for student accounts, and the option to waive service fees for eligible students between the ages of 17-24 for up to five years is also quite nice.

Overview

Between the $100 signup bonus and the option for eligible students to waive fees for up to five years (or longer, if you can complete qualifying actions on a monthly basis), you’d be hard-pressed to find a better student account than Chase College Checking℠.

Pros

  • No monthly fees before graduation (for up to 5 years)
  • Signup bonus
  • No minimum opening balance

Cons

  • Account does not earn interest
  • Account does not include free checks

Chase College Checking℠ is an easy-to-use account that stands out by offering a valuable $100 checking bonus for new Chase customers. It’s rare to see any type of checking account bonus offered for student checking accounts, making Chase Bank’s offer one of the most alluring on the market.

Since this account is aimed at young adults who are just starting out on their financial journeys, the bonus requirements are relatively easy to complete as well. Unlike some other featured Chase Bank bonuses, there’s no direct deposit or minimum account balance requirements associated with the Chase College Checking bonus.

On top of the generous new customer promotion, Chase College Checking offers a lot of valuable perks that students will appreciate. Eligible college students can have the account’s monthly service fee waived for up to 5 years (or longer, if they complete qualifying monthly transactions), and the included debit card gives you access to Chase’s robust network of ATMs.

How to get the bonus

  • Open a new checking account through this partner link (Chase coupon automatically applied)
  • Complete 10 or more qualifying transactions within 60 days of coupon enrollment
    • Qualifying transactions include: debit card purchases, ACH credits, online bill pay, Zelle payments and Chase QuickDepositSM
  • Keep your account open and in good standing until after you receive the bonus (typically within 15 days of qualification)
  • After you have completed all the above checking requirements, your $100 bonus will be deposited into your new account within 15 days

Chase Business Complete Checking℠

Open Account

at Chase

  • Our Rating 5/5 Read the review
  • APYN/A
  • Minimum
    Deposit Required
    N/A
  • Intro Bonus $300Expires May 18, 2023 More Info

    New Chase Business Complete Checking customers can earn a $300 bonus with qualifying activities.

The Chase Business Complete Checking℠ account is an attractive option, so long as you can meet the requirements to waive its monthly fees. With a $300 bonus available for new accounts and access to useful perks like Chase QuickAccept℠, Chase offers a lot of value to its business checking customers.

Overview

The Chase Business Complete Checking℠ account comes loaded with a valuable sign-up bonus and an assortment of helpful perks, so long as you can meet the requirements to waive its monthly fees. It’s a good fit for many business checking customers, regardless of business size.

Pros

  • Generous signup bonus
  • Several options to waive monthly fee
  • Same-day deposits using QuickAccept℠ service
  • Huge network of in-person branches and ATMs

Cons

  • Monthly maintenance fee
  • Overdraft fees are relatively high
  • Limit on fee-free cash deposits and physical transactions

Chase Business Complete Checking is the bank’s all inclusive solution for sole proprietors, small business owners and enterprise-level businesses.

This account offers a deep bench of benefits and mobile and online tools for its customers. It does carry a $15 monthly maintenance fee that can be waived by meeting one of a number of requirements. Read our full review of Business Complete Checking.

For a limited time, new Chase customers can earn a $300 cash bonus for opening a new Business Complete Checking Account and completing qualifying activities.

How to get the bonus

  • Open a new account through this partner link (Chase coupon automatically applied)
  • Fund your account with $2,000 or more within the first 30 days of account opening
  • Maintain a daily balance of $2,000 for the first 60 days of account opening
  • Complete at least five qualifying transactions in the first 90 days of account membership
    • Qualifying activities include debit card purchases, Chase QuickDepositSM, Chase QucikAccept Deposits, ACH credits and wire transfers
  • After you have completed all the above checking requirements, your $300 bonus will be deposited into your new account within 15 days.

Chase Private Client

Open Account

at Chase

  • Our Rating 4/5 Read the review
  • APY0.01%
  • Minimum
    Deposit Required
    $0
  • Intro Bonus $2,000Expires April 19, 2023 More Info

    Enjoy a $2,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Within 45 days of coupon enrollment, transfer a total of $250,000 or more in new money or securities to a combination of eligible checking, savings and/or investment accounts (excludes Chase business checking and savings accounts, any J.P. Morgan Self-Directed Investing & Automated Investing, J.P. Morgan Personal Advisors Accounts, J.P. Morgan Wealth Management retirement accounts and CDs), and maintain the balance for at least 90 days from coupon enrollment.

Chase Private Client is an elite bank account that provides members with a wealth of exclusive perks, such as discounts on Chase loans, investing guidance with J.P. Morgan Wealth Management and small business perks.

Overview

With Chase Private Client, you can expect premium banking features coupled with a more personalized experience than what other, similar accounts offer. Anyone can open a Chase Private Client account, but you’ll need to maintain a remarkably high average beginning day balance to avoid its monthly fee.

Pros

  • No minimum opening deposit requirement
  • Priority access to banking, lending, small business and investment advisors
  • Discounts on home and auto loans
  • Attractive signup bonus

Cons

  • High minimum balance required to waive monthly fee

Chase Private Client is the bank’s premium account package. Accountholders gain access to a variety of exclusive banking perks such as higher daily limits on deposits, no ATM fees worldwide (including refunds for non-Chase ATM fees) and access to a dedicated Private Client banker who can help you make the most of your banking relationship. Read our full review of Chase Private Client.

From now until April 19, 2023, new accountholders can earn a $2,000 bonus when they open an account and complete qualifying activities.

While this is one of the most valuable bank bonuses currently available – at Chase or any other bank – it’s worth noting that this account carries a $35 monthly service fee. If you’re interested in opening a Chase Private Client account, it’s a good idea to make sure you meet the requirements to have this fee waived before you make your final decision.

How to get the bonus

  • Visit this partner link to request an upgrade code, which Chase will email to you
  • Meet with a Private Client Banker to open your account
  • Transfer $250,000 or more of new-to-Chase money to eligible Chase accounts within 45 days of enrollment.
    • Eligible accounts include personal checking and savings accounts and eligible J.P. Morgan Wealth Management non-retirement investment accounts opened in a Chase branch and serviced by a J.P. Morgan Private Client Advisor. 
  • After you have completed all the requirements, maintain the above balance for at least 90 days. After that, your $2,000 bonus will be deposited into your new account within 40 days.

Chase Freedom Flex℠

Apply Now

Secure application on issuer’s website

  • Our Rating 4.5/5 Read the review
  • APR19.24% – 27.99% (Variable)
  • Annual Fee$0
  • $200 $200Cash Bonus More Info

    Receive a $200 bonus after you spend $500 in the first three months.

The Chase Freedom Flex card is an excellent cash-back credit card for people who are looking to maximize rewards. Cardmembers can take advantage of 5% cash back on rotating categories, 5% back on travel booked through Chase Ultimate Rewards, 3% back on dining, including takeout and delivery, 3% back on drugstore purchases and 1% back on everything else.

Overview

Getting more in cash back is a clear win for anyone who is considering the Freedom Flex card. This card is ideal for anyone who want to maximize cash-back rewards with the option to get more value with travel redemptions.

Pros

  • Generous earnings on select rotating categories each quarter
  • Cellphone and trip insurance coverage
  • No annual fee
  • Ability to convert rewards to transferable Ultimate Rewards points

Cons

  • Can’t transfer Chase points to travel partners unless paired with select products

The Chase Freedom FlexSM Card is an excellent cash-back credit card for people who are looking to maximize rewards. Cardholders can take advantage of its excellent rewards rate: 5% cash back on rotating categories when you activate (up to $1,500 each quarter), 5% back on travel booked through Chase Ultimate Rewards, 3% back on dining, including takeout and delivery, 3% back at drugstores and 1% back on other purchases.

As a new Freedom Flex cardholder, you’ll also earn a $200 sign-up bonus after you spend $500 in the first three months. Read our full Chase Freedom Flex Card review.

Chase Freedom Unlimited®

Apply Now

Secure application on issuer’s website

  • Our Rating 4.5/5 Read the review
  • APR19.24% – 27.99% (Variable)
  • Annual Fee$0
  • 1.5% 1.5%Extra Cash Back More Info

    Earn 1.5% bonus cash back (up to $20,000 in purchases) during your first year. Worth up to $300 in cash back.

The Chase Freedom Unlimited® card has been one of the top cash-back credit cards since it first came on the scene, with an easy 1.5x return on almost everything. It’s especially useful since it earns versatile Ultimate Rewards points.

Overview

The Chase Freedom Unlimited card is unique for a couple of important reasons. First, it comes with purchase protection and extended warranty protection you don’t see with some other no-fee cash-back cards. Second, you earn cash back in the form of points (Chase Ultimate Rewards) when paired with another annual-fee earning Chase product, you can get even more value if you love to travel by transferring to partners.

That’s because while the Freedom cards are marketed as cash-back credit cards, they actually offer points. You can use those points to book travel through Chase at a rate of 1 cent per point. But if you have the Chase Sapphire Preferred® or Chase Sapphire Reserve®, you’ll get 25% and 50% more value on those travel redemptions, respectively. (Plus, the ability to transfer your points, too.)

 

Pros

  • No category bonuses to remember; earn at least 1.5% back on everything
  • No annual fee
  • Generous travel and purchase protection benefits

Cons

  • Can’t transfer Chase points unless paired with another annual-fee Chase product

More Details: The Chase Freedom Unlimited® is a valuable all-around credit card with no annual fee. This cash-back card earns a rewards rate of 5% cash back on travel booked through Chase Ultimate Rewards, 3% back at drugstores, 3% back on dining, including takeout and eligible delivery services and a flat-rate 1.5% back on other purchases. There are no rotating categories to track, caps on how much you can earn or excluded purchase categories.

New cardholders can take advantage of its big sign-up bonus—enjoy an additional 1.5% cash back on all purchases (up to $20,000 spent) in the first year. This bonus is valued at up to $300 in cash back, and stacks with all the above rewards rates, meaning you can earn up to 6.5% cash back. Read our full review of the Chase Freedom Unlimited Card.

Chase Freedom® Student credit card

Apply Now

Secure application on issuer’s website

  • Our Rating 4/5 Read the review
  • APR19.24% (Variable)
  • Annual Fee$0
  • $50 $50Cash Bonus More Info

    Receive a $50 cash bonus after first purchase is made with the card during the first three months of account membership.

This credit card is a good choice for those who are newer to credit. Chase is a top brand for anyone into cash back or travel rewards credit cards and this card is a good way to get your foot in the door with valuable bonuses, useful features and no annual fee.

Overview

The Chase Freedom® Student credit card is a great starting credit card for college students who want to earn cash back rewards with no annual fee. Overall, the Chase Freedom Student credit card is a good choice for those who are newer to credit. Chase is a top brand for anyone into cash back or travel rewards credit cards and this card is a good way to get your foot in the door with valuable bonuses and useful features.

Pros

  • Simple pathway to credit limit increase with on-time payments
  • No annual fee
  • Purchase and return protection

Cons

  • Flat 1% earning rate isn’t as lucrative as other cards

Credit cards, when handled responsibly, are an important part of managing your finances. The Chase Freedom® Student credit card is a great starting credit card for college students who want to earn cash-back rewards with no annual fee.

Major highlights include a $50 cash bonus after making your first purchase within the first three months of account opening and a $20 annual bonus for keeping your account in good standing for up to five years. In addition to bonuses worth $150, you will earn 1% back on all other purchases with the Freedom Student Card. Read our full review of the Chase Freedom Student Card.

Chase Sapphire Preferred®

Apply Now

Secure application on issuer’s website

  • Our Rating 5/5 Read the review
  • APR20.24% – 27.24% (Variable)
  • Annual Fee$95
  • 60,000 60,000Chase Ultimate Rewards Points More Info

    Earn 60,000 points after you spend $4,000 within three months of account opening. Dollar Equivalent: $1,320 (60,000 Chase Ultimate Rewards Points * .022 base)

The Chase Sapphire Preferred is at the top of our list of starter travel rewards cards. Between a digestible $95 annual fee, valuable Chase Ultimate Rewards points that can be transferred to over a dozen hotel and airline partners, and easy ways to earn points, this is a top card for rewards beginners and experts alike.

Overview

The Chase Sapphire Preferred actually works like having over a dozen different rewards credit cards. That’s because this credit card allows you to transfer your rewards points into miles with 11 airlines and points with three hotel programs.

Although the Chase Sapphire Preferred might not be ideal for the most frequent travelers and highest spenders, it’s part of a family of Chase cards that has a built-in upgrade path. So when it comes time to take your travel rewards game to the next level, you won’t have to start from scratch with an entirely different credit card and rewards program.

The card has a $95 annual fee, but the $50 annual Ultimate Rewards Hotel Credit effectively reduces that fee to $45. Plus, the credit card allows you to continue earning points through bonus categories and a 10% anniversary points boost. But when it comes time to redeem your rewards for travel, this card really shines. You can take advantage of some really strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. Similarly, you can just book any reservation you want through the Chase Ultimate Rewards travel portal.

Pros

  • Points are easily transferable to airlines and hotel partners
  • Accelerated earnings on dining, travel & household purchases
  • Excellent travel and purchase protections
  • No foreign transaction fees

Cons

  • Not ideal for the highest spenders
  • $95 annual fee

The Chase Sapphire Preferred® Card is one of the gold standards for earning travel rewards. This travel credit card helps users earn points quickly with accelerated rewards in everyday spending categories like travel and dining.

Cardholders enjoy perks like a $50 annual hotel credit, 10% anniversary point boost and access to the Ultimate Rewards Travel portal.

New cardmembers can earn 60,000 bonus points after using their credit card to spend $4,000 within three months of account opening. This bonus is worth $750 in travel reservations booked through Chase Ultimate Rewards, but potentially more when transferred to airline and hotel partners. Read our full review of the Chase Sapphire Preferred Card.

Chase Sapphire Reserve®

Apply Now

Secure application on issuer’s website

Rates & Fees
  • Our Rating 4.5/5 Read the review
  • APR21.24% – 28.24% (Variable)
  • Annual Fee$550
  • 60,000 60,000Chase Ultimate Rewards Points More Info

    Earn 60,000 bonus points after using your card to spend $4,000 within three months of account opening. Dollar Equivalent: $1,320 (60,000 Chase Ultimate Rewards Points * .022 base)

The Chase Sapphire Reserve® card is among the best travel credit cards available. Not only does it offer one of the best credit card sign-up bonuses, but the card also comes packed with a number of valuable travel and lifestyle benefits that warrant its premium price tag.

Overview

If you’re looking to elevate your travel experience, look no further than the Chase Sapphire Reserve. When you first get approved, you’ll earn a sign-up bonus of 60,000 points after you spend $4,000 in the first three months — that’s worth at least $900 in travel-related spending booked through Chase Ultimate Rewards® and potentially more if you transfer your rewards to one of Chase’s airline or hotel partners.

Pros

  • An array of premium travel perks including access to Priority Pass lounges
  • Easy-to-use $300 travel credit that helps offset card’s annual fee
  • Generous rewards rates for spending

Cons

  • High annual fee may be a deterrent for some
  • Perks are starting to get stale relative to newer competition

More Details: The Chase Sapphire Reserve® is among the top premium travel cards available. While this credit card comes with a hefty $550 annual fee, the Sapphire Reserve is packed with travel perks that more than make up for the expense.

Right off the bat, the Chase Sapphire Reserve features a $300 annual travel credit. You also get free access to more than 1,300 Priority Pass lounges and restaurant options in airports around the world. Those lounges usually give you free food and drinks, cleaner bathrooms, fast internet and a comfortable place to sit outside of the ruckus of an airport terminal.

New cardholders can also earn a sign-up bonus of 60,000 points after they spend $4,000 during the first three months of account opening. This Chase Sapphire Reserve bonus is worth $900 in travel redemptions when booking through the Chase Ultimate Rewards travel portal — where each point is worth at least 1.5 cents. Read our full Chase Sapphire Reserve review.

Ink Business Cash® Credit Card

Apply Now

Secure application on issuer’s website

  • Our Rating 4.5/5 Read the review
  • APR17.49% – 23.49% (Variable)
  • Annual Fee$0
  • $900 $900Cash Bonus More Info

    This card offers you $900 in cash back after you spend $6,000 on purchases within three months of account opening.

Small business owners and sole proprietors who want flexibility in their credit card rewards will certainly benefit from this no-annual-fee card, especially if you spend on select categories.

Overview

The Ink Business Cash is legendary for its offer of 5% cash back for purchases at office supply stores and on many telecommunications services, with no annual fee. And while 5% cash back sounds great, these rewards can be much more valuable when paired with another Chase credit card that allows transfers to airline miles or hotel points. In addition to earning excellent cash-back rewards, it also includes competitive introductory offers and provides cards for employees at no additional charge.

Pros

  • No annual fee
  • 5x back on a broad array of business spending categories
  • Robust travel and purchase protections
  • Don’t need a full-fledged business to apply

Cons

  • Businesses that don’t spend on the category bonuses won’t benefit

The Ink Business Cash® Card is a valuable business cash-back card for entrepreneurs of all types. Earn an impressive rewards rate of 5% cash back on select business purchases. These include the first $25,000 you spend each account anniversary year at office supply stores and on phone, cable and internet services. Ink Business Cash also offers 2% cash back on up to $25,000 in combined purchases at restaurants and gas stations. You’ll earn 1% cash back on virtually all other purchases.

As a new cardholder, get $900 in bonus cash back when you make $6,000 worth of purchases within the first three months of account opening. Read our full review of the Ink Business Cash.

Ink Business Unlimited® Credit Card

Apply Now

Secure application on issuer’s website

  • Our Rating 4.5/5 Read the review
  • APR17.49% – 23.49% (Variable)
  • Annual Fee$0
  • $900 $900Cash Bonus More Info

    Earn $900 in bonus cash after you spend $6,000 in the first three months from account opening.

If you want cash back that you can drive back into your business or use for personal expenses, this card could be a great option. It features 1.5% cash back, no annual fee and a $900 sign-up bonus, making it our choice for best business cash back credit card.

Overview

The Chase Ink Business Unlimited® credit card is one of the best business credit cards on the market, and if you use it right by pairing it with a Chase card with an annual fee, you can unlock access to valuable transferable Ultimate Rewards points that you can move to travel partners.

Pros

  • No annual fee
  • Easy earning structure of 1.5X back on everything with no limits
  • Robust travel and purchase protections

Cons

  • Businesses that don’t spend on the category bonuses won’t benefit
  • 1.5X isn’t the highest earning rate

The Ink Business Unlimited® credit card is one of the best business rewards credit cards on the market, primarily because of its large upfront bonus. As a new cardholder, you’ll earn $900 in bonus cash after you spend $6,000 on new purchases within three months of account opening

Ink Unlimited offers a simple flat-rate 1.5% cash back per dollar spent on all purchases. And, if you need employee cards, you can get them at no additional charge. Read our full review of the Ink Unlimited card.

Ink Business Preferred® Credit Card

Apply Now

Secure application on issuer’s website

  • Our Rating 4.5/5 Read the review
  • APR20.24% – 25.24% (Variable)
  • Annual Fee$95
  • 100,000 100,000Chase Ultimate Rewards Points More Info

    Earn 100,000 bonus points after you spend $15,000 in the first three months Dollar Equivalent: $2,200 (100,000 Chase Ultimate Rewards Points * .022 base)

If you’re a business owner who travels a lot for work or pleasure, this card is an ideal choice. Between a robust 3x points on five categories and the ability to use transferable Ultimate Rewards points, this card is a no-brainer despite the $95 annual fee.

Overview

This card offers a whopping 100,000 bonus points after you spend $15,000 in the first three months — with the card’s 25% bonus on travel booked through Chase, that’s worth $1,250. But you could potentially get more through one of the bank’s transfer partners. The rewards you earn from the Ink Business Preferred Card can be transferred to 10 different airline partners including United, Southwest, Virgin Atlantic, Singapore and British Airways, as well as hotel partners Hyatt, Hilton and Marriott.

Unlike the other two Ink Business cards, you can use this card to transfer your rewards directly to airline miles and hotel points. Travelers may also like this card’s cellphone protection policy that will cover up to $600 per claim.

Pros

  • 3x points on 5 different categories (up to $150,000)
  • Robust travel, purchase and cellphone protections
  • Ability to earn transferable points to use on travel partners
  • No additional charge for extra cards for additional authorized users

Cons

  • $95 annual fee
  • Businesses that don’t spend on the category bonuses won’t benefit

If you’re a sole proprietor or small business owner who travels a lot for work or pleasure, the Ink Business Preferred® Credit Card is an ideal choice. That’s because points earned with this business credit card can be redeemed for free and discounted travel in the Chase Ultimate Rewards Travel portal. And the Ink Business Preferred makes earning points easy with bonus categories that are important to small business like travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines.

In addition to all of that value, the Ink Business Preferred Card offers new cardholders a sign-up bonus of 100,000 points after spending $15,000 with the business card in the first three months of account opening. Those 100,000 points are worth $1,250 in free travel when redeemed through Chase Ultimate Rewards, where points are worth 25% more. Read our full review of the Ink Business Preferred.

How To Open a New Chase Account

The process for opening new Chase bank accounts is generally simple and can be completed either online or in-branch at a brick-and-mortar location.

Complete an application:

  • At a branch: Chase has 5,100 branches nationwide, and you’ll most likely find one near you.
  • Online: You can open an account online through Chase’s secure website. Applying for a Chase credit card account online is the fastest way to become a new cardmember. The process takes just a few minutes, and you’ll typically get a response within seconds after you submit your application.

Know your credit score: However, before you open a new line of credit to take advantage of a limited-time promotion, it’s important to understand both your credit score range and your chances of approval before applying for a credit card.

Our guide to getting approved for a credit card provides helpful details about the approval process and tips on improving your credit score.

Chase Bank Refer-a-Friend Bonus Offers

If you’re already using one or more Chase Bank products, you have the opportunity to participate in Chase’s referral program, which can be valuable in its own right.

For example, you can earn $50 for each friend you refer to a qualifying Chase checking account by filling out this form. This bonus is capped at $500 (or 10 referrals) per calendar year.

Chase also offers a variety of credit card referral bonuses, with offers ranging from cash back to bonus points or miles. Check out Chase’s site to see current promotional offers.

About Chase Bank Coupon Promotions

Many of the promotions offered by Chase Bank require you to present a coupon at time of account opening in order to be eligible.

While typically, Chase coupons are automatically applied when you open an account through a qualifying partner offer page, you may also be able to request a Chase Bank coupon via email to use at a future date. This method could be helpful if you plan on opening an account in-person, or if you want to use it later.

In many cases, Chase Bank will limit its promotions to one coupon per person for a set period of time. If you’ve already cashed in on a coupon code for a specific Chase account, you will likely not be able to use that coupon again for at least two years.

Chase coupons are also primarily for new customers; if you’re already holding a specific account with Chase Bank, you won’t be able to qualify for a related bonus offer.

Quick Note About Direct Deposits

Many new customer bonuses and bank promotions require a direct deposit to the new account to earn a limited-time offer.

A direct deposit is an automated deposit of funds electronically into a bank account, rather than through a physical, paper check.

Common sources for direct deposit include:

  • Paychecks
  • Tax refunds
  • Government-issued benefits such as Social Security benefits

Chase Bank specifies that a direct deposit needs to be an ACH deposit of an employer payroll check, pension or government benefits (such as Social Security).

Person to Person payments (such as Chase Quickpay with Zelle) are not considered a direct deposit.


FAQs

  • Yes, Chase offers a variety of sign-up bonuses for their credit card products. For example, the Chase Freedom Unlimited® Card and the Chase Sapphire Preferred® Card all offer sign-up bonuses. Travel credit cards such as the Southwest Rapid Rewards® Plus Credit Card, the Marriott Bonvoy Boundless® Credit Card and the UnitedSM Explorer Card also offer sign-up bonuses.

    These bonuses are often in the form of cash-back points or Free Night Awards for hotel stays. To qualify for these bonuses, you’ll need to spend a certain amount within the first few months of opening your account.

  • You can earn between $50 and $1,250 when you open a qualifying Chase account, including the Chase Total CheckingⓇ, Chase Secure BankingSM, and Chase Business Complete CheckingSM. You might be able to earn a total of $2,000 by opening a few cards and deposit accounts.

    To scoop up on a credit card bonus, you typically need to spend a certain amount within the first few months of opening your account. To be eligible for a sign-up bonus for a bank account, you might need to complete a few extra steps, such as signing up for an account through a partner link and setting up direct deposit.

  • Sign-up bonuses are usually a one-time offer, and you’ll need to be a new cardholder to receive the bonus. With Chase cards, you might be able to get a sign-up bonus multiple times, but you’ll need to have canceled your card. There’s also a waiting period before you can swoop in on a sign-up bonus for the same card, which is usually 24 months. Chase also limits the number of Chase credit cards you can open within 24 months.

    You could earn multiple Chase sign-up bonuses by opening several Chase accounts and cards around the same time. For example, you could open a checking account, personal credit card, and business credit card.

  • Chase has a number of promotions that are currently available, and we’ve compiled a full round-up of Chase promotions above that include various credit card sign-up bonuses as well as for checking and checking accounts.

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Ryan Tronier

Ryan Tronier is a personal finance expert and writer. His work has been published on NBC, ABC, USATODAY, The Mortgage Reports, Yahoo Finance, MSN, and more. Ryan is the former managing editor of the finance website Sapling, as well as the former personal finance editor at Slickdeals. Find him online at ryantronier.com.