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Thanks to their flexibility, Chase Ultimate Rewards® is one of the most valuable currencies out there. With 14 transfer partners, there are many options for redeeming points for maximum value. You can fly the world's best first-class seat, stay at all-inclusive hotels, book a cruise or cover theme park tickets. The possibilities are nearly endless. 

With the Chase Sapphire Preferred® Card sign-up bonus, there are even more options to think about. The card offers 75,000 points after $4,000 spent within three months of account opening. That's worth over $900 through Chase Travel℠. However, you can get even more value when transferring points to a partner program. 

Chase Sapphire Preferred®

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  • Our Rating 5/5 How our ratings work Read the review
  • APR21.49% - 28.49% (Variable)
  • Annual Fee$95
  • Sign Up Bonus 75,000Chase Ultimate Rewards Points More Info

    Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠. Dollar Equivalent: $1,725 (75,000 Chase Ultimate Rewards Points * 0.023 base)

The Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. It has a generous sign-up bonus and you can earn points on travel and dining expenses. The card does have an annual fee, but you can continue earning points through bonus categories and an anniversary points boost.


The Chase Sapphire Preferred is pretty flexible as it lets you transfer rewards points into miles or points several airlines and hotel programs. You can take advantage of strong transfer partners such as United, Southwest, Singapore Airlines, Virgin Atlantic and Hyatt. Similarly, you can book any reservation you want through the Chase Travel℠ portal. Although the card might not be ideal for the most frequent travelers, it has a built-in upgrade path, so when it’s time to level up your travel rewards game, you won’t have to start from scratch.

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  • Points are easily transferable to airlines and hotel partners
  • Accelerated earnings on dining, travel & household purchases
  • Excellent travel and purchase protections
  • No foreign transaction fees


  • Not ideal for the highest spenders
  • $95 annual fee

To give you an idea of what’s possible, here are 10 ways to redeem 75,000 Ultimate Rewards points for travel.

1. Virgin Atlantic Economy Award to London 

tourists outside Buckingham Palace London

Virgin Atlantic Flying Club offers one of the cheapest ways to cross the Atlantic. Rates are typically around 20,000 miles to can fly from the East Coast to London. And West Coast flyers can also get a bargain at 30,000 miles each way.

Even better, with 75,000 Ultimate Rewards points, you can book multiple roundtrip tickets to London. That's unheard of outside of the Virgin Atlantic Flying Club program. 

2. ANA Flights Using Virgin Atlantic Miles

Virgin Atlantic hits it out of the park again, this time with an international partner award. You can book a round trip economy-class ticket from Los Angeles to Japan on All Nippon Airways (ANA) starting at 60,000 Flying Club miles each way. 

ANA has one of the best business class products in the sky, rivaling most first-class seats. "The Room" on the airline's 777 aircraft is a fully enclosed suite nearly three feet wide, offering both luxury and comfort. 

This package is an excellent application of your bonus if you want an aspirational award at a reasonable rate. And if you want to splurge on a first-class seat, it will cost you 145,000 miles. That’s not really necessary, since The Room isn’t that different from ANA’s first-class product. 

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Chase Sapphire Preferred®

75,000Chase Ultimate Rewards Points More Info

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠. Dollar Equivalent: $1,725 (75,000 Chase Ultimate Rewards Points * 0.023 base)

$95 1x- 5xPoints More Info

Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

Southwest Rapid Rewards® Plus Credit Card

50,000Southwest Rapid Rewards Points More Info

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. Dollar Equivalent: $700 (50,000 Southwest Rapid Rewards Points * 0.014 base)

$69 1x - 2xPoints More Info

Earn 2X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 1X points on all other purchases.

Citi Custom Cash® Card

$200Cash Bonus More Info

Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back.

$0 1% - 5%Cashback More Info

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.

Citi Strata Premier℠ Card

70,000Citi ThankYou® Points More Info

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at Dollar Equivalent: $1,260 (70,000 Citi ThankYou® Points * 0.018 base)

$95 1X-10XPoints More Info

10x on Hotels, Car Rentals, and Attractions booked through 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases 3x -- Earn 3 Points per $1 spent on Restaurants 3x -- Earn 3 Points per $1 spent on Supermarkets 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations 1x -- Earn 1 Point per $1 spent on All Other Purchases

3. All-Inclusive Hyatt Hotels

When you're redeeming points for travel, there are usually a lot of other expenses to pay out of pocket: award taxes, meals and activities, to name a few. But stay at an all-inclusive resort and it's totally possible to walk away with a $0 bill at checkout. 

Hyatt’s all-inclusive resorts range from family-friendly Ziva properties in Mexico and the Caribbean to luxury Miraval resorts in stateside destinations like the Berkshires, Austin and Arizona.

Hyatt's all-inclusive resorts offer tremendous value, with rates starting at just 12,000 points per night. Hyatt does peak and off-peak pricing, so award rates vary depending on your travel dates. That being said, you can book multiple nights at a Hyatt all-inclusive resort with 75,000 Ultimate Rewards points.

4. West Coast to Hawaii With British Airways Avios

woman traveling in Hawaii

Since British Airways prices out awards by distance and segment, the best use of Avios is for direct flights (the shorter, the better). One great way to redeem Ultimate Rewards points is for economy tickets from the West Coast to Hawaii. This will set you back around 32,000 Avios roundtrip. With 75,000 Ultimate Rewards points, you could easily book a ticket with miles to spare.

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5. Singapore Suites en Route to Europe

Singapore Airlines is one of the top airlines in the world and offers a first-class product to match its reputation. If you want the private jet experience on a commercial flight, look no further than Singapore Suites on the A380. These fully enclosed suites are equipped with a plush swivel seat and a fully flat bed. If you're traveling with a companion, you can remove the partition between two suites and enjoy your own private bedroom in the sky.

One of the cheapest wasy to fly Singapore Suites is on the New York (JFK)-Frankfurt (FRA) route, typically ranging from 50,000-100,000 Krisflyer miles, depending on seat type.

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6. Africa With Flying Blue Miles

man exploring Morocco

Air France and KLM's joint Flying Blue program has several sweet spots that make transferring Ultimate Rewards points worthwhile. One of the best ways to redeem Flying Blue miles is for flights to Africa, which start at 35,000 miles in economy and 95,000 in business. Considering how long flights to places like Morocco and Algeria are, these rates are exceptional.

At times, Flying Blue offers even lower fares through Promo Rewards. These fares sometimes get discounted by as much as 50%.

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7. Bargain Flights From the East Coast to Ireland With Aer Lingus

British Airways isn't the only Avios program offering outstanding value on award tickets. Aer Lingus prices out flights between the East Coast, Midwest and parts of Ireland starting at 13,000 Avios each way. 

Considering most U.S.-based loyalty programs charge at least 30,000 miles each way, that's a fantastic deal. Aer Lingus lets you book a round-trip ticket for less than half that price, in some cases. Needless to say, this is an excellent way to put your Chase Ultimate Rewards to good use. 

8. Over $900 Worth of Travel

People often overlook Chase Travel℠ as a means to redeem points. After all, conventional wisdom dictates that point transfers are the best way to maximize rewards. While that is generally true, the Ultimate Rewards Travel portal can offer exceptional value. 

With the Chase Sapphire Preferred's sign-up bonus, you'll have over $900 worth of spending power at your disposal when redeemed for Chase Travel℠. That could be more than enough to fund the trip you had in mind, without the added hassle of using multiple rewards programs.

Quick Tip

Points are worth 1.25 cents each for Sapphire Preferred and Ink Business Preferred® Credit Card cardholders— and 1.5 cents apiece with the Chase Sapphire Reserve® Credit Card. You can even transfer points from your Sapphire Preferred account to the Reserve to redeem points at a higher value.

These rates can work out cheaper than if you were to transfer your points to one of Chase’s 14 travel partners. Hotels aren't your only booking option—through Chase Travel℠, you can redeem points for flights, cruises, rental cars, theme park tickets and more. You have more flexibility regarding the type of room and seat you book, plus, you'll earn miles through your frequent flyer program.

9. Domestic Business Class With Krisflyer Miles

Flying international business class is exciting (and sometimes necessary if you want to arrive well-rested). Still, it's not the only way to enjoy a flatbed seat. For around 25,000 Singapore Krisflyer miles one way, you can book United's Polaris business class on a domestic flight. 

The best way to maximize this experience is to book a transcontinental flight. That way, you get to spend as much time enjoying this premium seat as possible. Just bear in mind that with dynamic pricing, the redemption rate can fluctuate greatly. 

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10. Cheap Flights to the Caribbean With JetBlue

girl playing on the beach

JetBlue is one of the more pleasant domestic carriers to fly with. Yet, it offers reasonable fares on its extensive route network. This is especially true for flights to the Caribbean, where fares can be less than 20,000 TrueBlue points. That's significantly less than most loyalty programs will charge for a flight to the Caribbean.

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Bottom Line

The sign-up bonus from the Chase Sapphire Preferred can go quite a long way. You can splurge on incredible first-class seats and luxury hotels if you're a solo traveler. If you're traveling with a family, you might want to opt for a family-friendly cruise or all-inclusive resort to keep your out-of-pocket cost low. And if you're looking for ultimate flexibility, you can use your points through Chase Travel℠ for virtually any travel expense you can think of.


Ariana Arghandewal

Ariana Arghandewal is a rewards travel expert and founder of Pointchaser, an online publication dedicated to rewards travel topics. She brings over a decade of experience writing about travel, points, miles and credit cards. Her expertise includes her roles as an editor for distinguished travel and finance publications such as NerdWallet, The Points Guy and FlyerTalk. She has also authored many articles featured in major financial news & travel channels like Forbes, U.S. News Weekly, Business Insider & Fodor’s Travel.