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Alliant Credit Union is offering CD that approach 4.50% for multiple terms. While all Alliant's terms are strong enough to compete with the best CD rates currently available, its 12-month, 18-month and Jumbo terms stand out especially.
Alliant Credit Union Certificates of Deposit
- Our Rating 5/5 How our ratings work
- Minimum
Deposit Required$1,000 - 1 Year APY4.25%
- 3 Year APY3.65%
Alliant Credit Union offers some of the strongest CD rates currently available, particularly for shorter terms. While the minimum deposit is slightly higher than what we've seen comparable CDs require, the high interest rates do a lot to help justify the steeper requirement. If you're looking to lock in a high APY, Alliant should be on your radar.
To earn the top rate Alliant has to offer, you'll need to opt for its 12-month jumbo certificate, which requires a minimum deposit of at least $75,000. However, Alliant's standard 12-month CD earns an almost equally impressive 4.25% APY and can be opened with a minimum deposit of $1,000 or more.
Compare Alliant CD Rates
Alliant Credit Union offers CD terms ranging from 12 months to five years. Right now, the strongest interest rates can be found for the shorter terms, but its longer terms are competitive with Alliant's competitors.
Alliant Credit Union CD Rates
| CD Term | APY |
|---|---|
|
12-month certificate |
4.25% |
|
12-month jumbo certificate
|
4.30% |
|
18-month certificate |
3.80% |
|
18-month jumbo certificate |
3.85% |
|
24-month certificate |
3.70% |
|
24-month jumbo certificate |
3.80% |
|
36-month certificate |
3.65% |
|
36-month jumbo certificate |
3.75% |
|
48-month certificate |
3.65% |
|
48-month jumbo certificate |
3.70% |
|
60-month certificate |
3.65% |
|
60-month jumbo certificate |
3.70% |
With all terms, dividends compound monthly and at maturity, and your funds are insured by the NCUA, up to $250,000.
Bottom Line
With some experts forecasting an overall drop in CD rates throughout 2024, it's an excellent time to lock in one of Alliant's CDs at the current high rate. Plus, you may very well find long-term value in your relationship with Alliant. The credit union is quite popular in the Slickdeals forums, with users like u/doubledeluxe saying, "I've banked with them for years. Been solid all that time."
Ready to open a CD? Start here.
Louie Patterson
Louie Patterson is a Finance Content Manager who specializes in banking topics such as account bonuses and CDs. With over seven years of professional editorial experience, their work has appeared in several publications, including USA Today and Consumer Affairs.
