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Like most people, I love the idea of earning rewards to get free travel accommodations. Really, who wouldn't want to travel for free? To make things even better though, I've found ways to go beyond your basic travel points. Through the magic of stacking, I typically earn triple rewards when booking travel. By using various programs when I book, I earn rewards that translate to cash back in the form of gift cards, along with those hotel discounts, free stays and airline miles. Here's how I do it.

Start With Travel Rewards Credit Cards

Travel rewards credit cards offer points to use toward travel and often have additional earning potential when booking travel. There are a lot of options out there, but most offer points that can be redeemed for free flights or to offset hotel costs.

Some travel cards also let you earn extra points for specific loyalty programs through hotels or airlines. Whichever card you choose, finding one that works for your spending and travel habits is the first step toward earning free travel benefits.

Take Advantage of Sign-Up Bonuses

Taking advantage of sign-up bonuses from credit cards is one of the quickest ways to earn free travel. In fact, it should be a key point in the decision of which travel card you choose. If you have a trip coming up, consider applying for a credit card with a signing bonus that will benefit you and fit your travel rewards strategy.

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With the Chase Sapphire Preferred®, for example, you get 60,000 points when you spend $4,000 in the first three months. That's enough for $750 in travel when you book through Chase Ultimate Rewards. In fact, both Sapphire credit cards regularly offer big sign-up bonuses for new members.

Similarly, the Capital One Venture Rewards Credit Card offers new cardholders 75,000 bonus miles after you spend $4,000 on purchases in the first three months from account opening. Capital One also has the Capital One VentureOne Rewards Credit Card, an entry-level card with no annual fee (Rates & Fees) that also offers new cardholders a generous one-time bonus for becoming a card member.

Capital One VentureOne Rewards Credit Card

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Rates & Fees
  • Our Rating 4.0/5 How our ratings work Read the review
  • APR19.99% - 29.99% (Variable)
  • Annual Fee$0
  • Sign Up Bonus 20,000Capital One Rewards Miles More Info

    New cardholders can earn 20,000 bonus miles after spending $500 with the card during the first three months of account opening. Dollar Equivalent: $360 (20,000 Capital One Rewards Miles * 0.018 base)

The Capital One VentureOne Rewards Credit Card features several standout benefits, including the ability to transfer miles to Capital One travel partners—an uncommon feature on a card with no annual fee. Plus, the ability to transfer miles to travel partners—both airlines and hotels—is arguably the most attractive feature of this travel card.

Overview

The Capital One VentureOne Rewards Credit Card features several standout benefits. Perhaps the most appealing feature of this travel credit card is the ability to transfer miles to Capital One travel partners—an uncommon feature on a card with no annual fee. Plus, the ability to transfer miles to travel partners—both airlines and hotels—is arguably the most attractive feature of this travel card.

Pros

  • No annual fee
  • Ability to earn transferable points to use on travel partners
  • No foreign transaction fees

Cons

  • Earning rate is lower than some of the competition
  • Not useful if you don't spend in dining, entertainment, streaming, and supermarket categories

Just make sure you pay off your credit card in full each month to avoid interest. Those interest payments can destroy any value you get from rewards.

Sign Up for Loyalty Rewards Programs

Signing up for loyalty programs is also key to increasing your travel rewards. In addition to signing up for airline frequent flyer and hotel loyalty programs, look for options from businesses and travel sites you already use or are likely to use in the future. For example, I book a lot of travel with Orbitz, so I signed up for their rewards program.

Many loyalty programs also have partners that can help you earn extra points just by making regular purchases. You might be surprised by which loyalty programs are connected, and it's definitely worth researching so you can earn those extra points from your regular purchases.

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Maximize Credit Card Rewards With Third-Party Booking Websites

Figure out where your credit cards will do the most good for you on third-party booking sites. You might use a travel rewards credit card to stack rewards from booking travel on a website like Orbitz, especially if you have a cash back extension. By going through various rewards programs, a single purchase using the right card could potentially net you cash back, Orbitz travel rewards, airline miles with your airline loyalty program and even more.

And if you frequently book travel through a third-party discount website, it makes sense to update your profile with your frequent flyer numbers. My Orbitz account includes frequent flyer information for my Delta, United and American Airlines programs. That way, if I book through Orbitz, the numbers are there and I receive my Orbitz rewards for booking, as well as the airline miles and whatever rewards I have from the credit card program.

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Another consideration is that you might not be able to get hotel rewards points when you book through a third-party website like Orbitz or Expedia. Instead, if you want hotel rewards points, you might have to go through the individual hotel website. If this is the case, using a hotel-branded credit card can help you boost your ability to earn points toward a free stay.

I'm a member of Marriott Bonvoy, so if I book a hotel room online, I get extra rewards. I go to the Marriott website to book, and I use a travel rewards credit card that offers a high points rate on travel purchases at hotels. Plus, I get my regular Marriott points.

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Save Money on Travel With Your Booking Strategy

Overall, I save a lot of money each year on travel—or at least offset the costs to some degree—just by having a booking strategy that allows me to stack rewards from various programs.

For example, right now I have $35 in Orbitz rewards. I'm planning a three-night trip to Las Vegas for my birthday, and I can use those $35 in rewards to get a nightly discount on a hotel room. I have enough airline miles to fly round-trip for free, and enough other rewards for an Amazon gift card that I can use to buy a fun outfit to wear. The whole thing is going to cost me about $200 out of pocket—mostly in food and drink.

Think about which rewards sites are going to provide you with the most value and which credit card rewards you're most likely to use. Then, put together a strategy that allows you to maximize your rewards each time you book travel.

RT

Ryan Tronier

Ryan Tronier is a personal finance expert and writer. His work has been published on NBC, ABC, USATODAY, The Mortgage Reports, Yahoo Finance, MSN, and more. Ryan is the former managing editor of the finance website Sapling, as well as the former personal finance editor at Slickdeals. Find him online at ryantronier.com.