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A Versatile, Under-the-Radar Rewards Card

If you’re looking for a versatile rewards credit card with a generous sign-up bonus and accelerated points earning in diverse spending categories, then you should know about the Citi Premier® Card, from our partner Citi.

Not only is this tied for the highest bonus we’ve seen on the Premier, but this card also earns Citi ThankYou points, one of the most versatile points currencies around (think: free flights and hotels).

Pros

  • High reward rate on common categories of consumer spending
  • Points are easily transferable to airlines and hotel partners
  • No foreign transaction fees
  • Points never expire

Cons

  • $95 annual fee
  • No standout rewards category

This product is currently not available via Slickdeals.

Citi Premier® Card

For a limited time, earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening Earn 3 Points per $1 spent at Restaurants and Supermarkets Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels Earn 1 Point per $1 spent on all other purchases Annual Hotel Savings Benefit 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com No expiration and no limit to the amount of points you can earn with this card No Foreign Transaction Fees on purchases

Why We Like the Citi Premier® Card

The Citi Premier® Card, from our partner Citi, is worth considering if you’re looking for accelerated travel rewards, but don’t want to pay a huge annual fee. It earns 3X points per dollar on air travel, hotels and spending at gas stations. You’ll also earn 3X points per dollar at supermarkets and restaurants and 1X point on everything else.

It’s easy to quickly rack up lots of points on this card. While you can redeem ThankYou points for gift cards, you’ll get more value when you redeem points for flights and hotels, and potentially even better value when you transfer points to travel partners.

Citi has dramatically improved the ThankYou Rewards program in recent years as well as the cards that earn those points, especially the Citi Premier Card. To compete with American Express Membership Rewards and Chase Ultimate Rewards, Citi has onboarded new airline partners like Avianca LifeMiles and JetBlue TrueBlue.

Slickdeals Compares See how the Citi Premier® Card stacks up to the...

  • Chase Sapphire Preferred®

  • Capital One Venture Rewards Credit Card

Benefits

In addition to 3x ThankYou Points per dollar spent on travel, grocery stores, restaurants and gas stations, the Citi Premier® Card from our partner Citi also offers cardholders ongoing benefits.

Annual Hotel Savings Benefit

Citi is giving customers the chance to save on hotels with a new offer of $100 in annual hotel savings. Just book a hotel stay of $500 or more through thankyou.com or 1-800-THANKYOU to earn the discount. According to Citi, this deal will be available once per calendar year.

No Foreign Transaction Fees

Planning an international trip? You won’t have to deal with the hassle of any foreign transaction fees if you tend to splurge on gifts for loved ones back home during international travels.

Point Transfer to Airline Partners

Fortunately, Citi also makes it easy to transfer the points to other airline loyalty programs, like JetBlue TrueBlue, Virgin Atlantic, Flying Club and Singapore Airlines KrisFlyer with no fee attached.

Statement Credits

  • $100

    $100 Annual Hotel Credit

    $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through thankyou.com or 1-800-THANKYOU

Get updates on all things Citi Premier® and other credit card news

Frequently Asked Questions

  • The Citi Premier Card is a Mastercard, not a Visa. According to its website, Mastercard is accepted at over 60 million retailers in more than 210 countries. While there are some differences between Mastercard and Visa, for the most part — both are electronic payment solutions that provide a similar selection of basic features.
  • Several cards compete with the Citi Premier Card, most notably the Chase Sapphire Preferred® Card and the Capital One Venture Rewards Card. With similar annual fees and rewards rates, all three travel credit cards offer accelerated rewards earning in common household spending categories. Though the Capital One Venture Rewards Card earns double points for all purchases — which potentially makes quickly earning lots of points easier — it does not offer annual hotel credits like the Citi Premier Card and Chase Sapphire Preferred. Additionally, the Chase Sapphire Preferred provides access to the Chase Ultimate Rewards program, which many believe to be the best rewards travel program in the credit card world.
  • You can use Citi ThankYou Points by redeeming them for gift cards, as cash back or statement credits, travel, shopping with retail partners, and making donations to charitable organizations. You can also transfer your ThankYou Points to any of Citi’s multiple travel partners and then redeem for flight and hotel stays. ThankYou Points are generally considered to be flexible and allow cardholders a variety of redemption options.
  • There are no foreign transaction fees with the Citi Premier Card. This means that you will not be charged an additional currency conversion fee when you use your card to make purchases outside of the U.S. You will be able to use your card, without worry, with over 60 million authorized retailers in any of the 210 countries that accept the Mastercard payment platform.