Citi Premier® Card

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Pros

High reward rate on common categories of consumer spending
Points are easily transferable to airlines and hotel partners
No foreign transaction fees
Points never expire

Cons

$95 annual fee
No standout rewards category

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Rates & Fees

Citi Premier® Card

For a limited time, earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spend on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels. Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 1 Point per $1 spent on all other purchases.60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com. No expiration and no limit to the amount of points you can earn with this card. No Foreign Transaction Fees on purchases.