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Through December 2023, consumers can get free weekly credit reports. Normally, you can only get a free credit report from Equifax, Experian, and TransUnion once a year.

Now, as inflation and economic uncertainty continues to plague consumers, the three major credit bureaus are offering weekly credit reports for free. Score!

Why You Should Check Your Credit Report

Your credit score is a snapshot of your financial health. It's an important number that will impact borrowing rates and whether or not you will get the loan you're after. The higher your credit number, the better your standing, and everything from apartments to car dealerships will check and judge your credit.

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If you're concerned about bills from credit cards and other unpaid debts, it's good to know what your credit report looks like. Know your score before you make any big financial choices. You can also use these reports to check for fraud or errors. Should you find any, make sure you contact the reporting bureau and the creditor immediately.

How to Get Your Free Weekly Credit Report

There are three ways to get your free weekly credit report from the three major agencies. The following are your options:

  • Online: Go to and have personal information like your Social Security number and birthday ready. You'll be able to print copies of your credit report immediately.
  • Phone Call: Call (877) 322-8228. Your requested reports will be mailed to you, and the number is toll-free.
  • Mail: Download the annual credit report request form, print and fill it out, then mail it to the Request Service with this address: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
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Ryan Tronier

Ryan Tronier is a personal finance expert and writer. His work has been published on NBC, ABC, USATODAY, The Mortgage Reports, Yahoo Finance, MSN, and more. Ryan is the former managing editor of the finance website Sapling, as well as the former personal finance editor at Slickdeals. Find him online at