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The Bilt Mastercard® is one of the most exciting products to hit the credit card market in years, especially for consumers who pay rent. Cardholders have the opportunity to earn fun bonuses on the first day of each month, which adds a ton of value on top of the card's strong everyday rewards. 

Here’s what you can expect from Bilt’s January Rent Day promotion.

January 2024 Rent Day Benefits

For the month of January, Bilt is offering a couple of exciting opportunities to earn more rewards:

  • Travel Transfer Bonus: Enjoy between 75% and 150% more when you transfer Bilt Points to to Flying Blue, Virgin Points, and IHG One Rewards on January 1st. Bonuses are based on your member status on January 1st and a minimum of 2,000 Bilt Points is required for Blue members.
    • Blue = 75% (1,000 Bilt Points = 1,750 Partner Currency)
    • Silver = 100% (1,000 Bilt Point = 2,000 Partner Currency)
    • Gold = 125% (1,000 Bilt Point = 2,250 Partner Currency)
    • Platinum = 150% (1,000 Bilt Point = 2,500 Partner Currency)
  • $5 Lyft Credit: On January 1st, activate your $5 ride credit with Lyft through the Bilt app's "Rent Day" tab. Your Lyft credit will show up in your Lyft Pass within 72 hours of activating and is valid for 90 days.
  • 50% Redemption Bonus on Amazon: Get a 50% redemption bonus on Amazon on January 1st when you pay with your Bilt Card. The points displayed at checkout will automatically reflect the extra 50% bonus.
  • Rent Free™ Game Show: Play a Family Feud-style Bilt trivia with Lance Bass from NSYNC and win a chance to get your January rent paid. The game begins on December 27th at 9 AM ET.
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Bilt Rent Day Benefits

Unlock even more benefits and special promotions when you use your Bilt card on the first of every month.

1. Earn Double Points on Most Purchases

On the first day of every month, Bilt cardholders can earn twice as many points on all purchases excluding rent, up to a limit of 10,000 points:

  • 6x Bilt points on dining (regularly 3x points); 16x points at Bilt Dining restaurants
  • 4x Bilt points on flights, hotels and car rentals (regularly 2x points)
  • 2x points on every purchase except for rent (regularly 1x points)

The promotional rate begins at 12 a.m. Eastern time, and ends at 11:59 p.m. Pacific time on the first of each month. You need to use your Bilt Mastercard five or more times each statement period in order to earn rewards. 

2. Double-Dip Your Rewards with Bilt Dining

Bilt Dining is a nice addition to the rewards portfolio that offers members an opportunity to stack points, especially on Rent Day. Diners can earn up to 10x bonus Bilt points per dollar spent with participating restaurants in select cities across the country. 

Unlike most other Bilt earning opportunities, you can earn Bilt Dining rewards with any eligible Visa, American Express or Mastercard in your Bilt Wallet within the Bilt app.

Of course, you’ll earn the most Bilt points if you use your Bilt card, especially on Rent Day.

3. Play Point Quest Trivia

Bilt keeps it fun with a monthly trivia game called Point Quest™ that offers free Bilt points for correct responses. Question topics range from museum knowledge to pop culture, science, math and travel.

Contestants who correctly guess every question get a bonus round at the end for an opportunity to earn additional points.

Earn extra Bilt Points only on the 1st. Answer five questions, and win up to 150 Bilt Points. Answer all five questions correctly and you’ll get access to a bonus question for another 100 Bilt Points to win a total of 250 Bilt Points.

4. Book a SoulCycle Class, Bring a Friend for Free

SoulCycle class


SoulCycle enthusiasts can bring a friend to class for free on Rent Day by booking select bikes in participating cities. Both Bilt Rewards members and their participating friends will also be eligible to win a month of free rent, simply by taking a Rent Day ride. 

SoulCycle rides earn 10x points per dollar spent with Bilt, or can be booked on points starting at 2,600 Bilt points per ride.

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Frequently Asked Questions

  • Rent does not earn double points per dollar spent, even on Rent Day. You’ll earn one Bilt point per dollar spent on rent payments.

  • Rent Day begins at 12 a.m. Eastern time, and ends at 11:59 p.m. Pacific time on the first of each month.


Katherine Fan

Katherine Fan is a Personal Finance writer, travel journalist, and small business owner with over 6 years of experience writing for the top rewards travel and personal finance publications. Katherine has written more than 1,500 articles on personal finance and travel for media publications such as NerdWallet, The Points Guy,, LendingTree, Forbes Advisor, USA TODAY and Upgraded Points in addition to Slickdeals.