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The Citi Strata Premier℠ Card, from our partner Citi, happens to be one of the most rewarding credit cards for travel.
The card earns 3X points on dining, gas, air travel, other hotel purchases and grocery stores – with no earning limit. That's incredibly impressive for a card with a $95 annual fee.
Even more impressive? The card’s current welcome bonus is 75,000 Citi ThankYou® Points after you spend $4,000 within three months of account opening.
Citi Strata Premier℠ Card
- Our Rating 4.5/5 How our ratings work
- APR20.49% - 28.49% (Variable)
- Annual Fee$95
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Sign Up Bonus
75,000Citi ThankYou® Points
Limited Time Offer: Earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. Dollar Equivalent: $1,350 (75,000 Citi ThankYou® Points * 0.018 base)
The Citi Strata Premier℠ Card, from our partner Citi, is worth considering if you’re looking for accelerated travel rewards but don’t want to pay a huge annual fee. It’s easy to quickly rack up lots of points on this card. While you can redeem ThankYou points for gift cards, you’ll get more value when you redeem points for flights and hotels, and potentially even better value when you transfer points to travel partners.
Overview
This credit card offers its members a range of incentives, such as bonus points, gift cards and 1:1 point transfers with airline partners. One of the more unique features of the Citi Strata Premier℠ Card from our partner Citi is that it offers 3x ThankPoints for every dollar spent at supermarkets, gas stations, EV charging stations, restaurants and travel purchases. You also get an annual hotel credit of $100 off your reservation of $500 or more when booked through CitiTravel.com.
Perks
- Earn 3x ThankYou Points per dollar spent on travel, grocery stores, restaurants, EV charging stations and gas stations
- Annual $100 hotel savings benefit. Just book a hotel stay of $500 or more through CitiTravel.com to earn the discount.
- No foreign transaction fees
- Easily transfer your points to Citi's airline partners
Pros
- High reward rate on common categories of consumer spending
- Points are easily transferable to airlines and hotel partners
- No foreign transaction fees
- Points never expire
Cons
- $95 annual fee
- No standout rewards category
But how much are 75,000 ThankYou Points worth and what can you do with this bonus?
When it comes to transferable rewards, the Citi ThankYou Points program is one of the most underrated out there. With 16 airlines and hotel loyalty transfer partners, there are many great ways to put this welcome bonus to good use.
Here are ten of the best ways to redeem 75,000 ThankYou Points for travel:
Fly the Family to Hawaii
If you have a trip to Hawaii on your travel bucket list, Turkish Miles&Smiles offers the cheapest way to get there on ThankYou Points. Turkish is a 1:1 ThankYou Points transfer partner and a member of the Star Alliance. As such, you can redeem just 15,000 miles for a round-trip economy class ticket to Hawaii on United Airlines.
Getting five round-trip tickets to Hawaii from a single credit card bonus with a $95 annual fee is one of the best deals in travel right now. With 75,000 ThankYou Points, you can book up to five round-trip economy class tickets – enough to bring the whole family along. This is an incredible deal considering a United MileagePlus economy award to Maui can top 50,000 miles each way.
Other legacy carriers aren't much better. American Airlines charges 20,000 miles each way for an off-peak economy class award ticket to Hawaii. 15,000 miles for a round-trip Turkish Airlines award is a downright bargain in comparison. You’re hard-pressed to find another credit card bonus that will go this far.
Fly Economy Class to Brazil
Etihad Guest has several sweet spots, including economy class flights to Brazil on American Airlines. An off-peak economy class award will set you back just 40,000 Etihad Guest miles. Etihad is a 1:1 transfer partner of the Citi ThankYou Points program. So with 75,000 Citi ThankYou Points, you can book a round-trip ticket to Brazil with points to spare.
Etihad defines off-peak dates as March 1 - May 31. If you want more flexibility in your travel dates, you can book a regular economy seat.
Turkish Airlines Business Class to Europe
Turkish Airlines has a highly underrated frequent flyer program. Not only is it great for flights to Hawaii, but it also offers low fares to Europe. A one-way business class ticket will set you back just 45,000 miles each way. That's significantly less than you can expect to pay with Star Alliance partner United MileagePlus.
Voted one of the Best Airlines in Europe by Skytrax, Turkish Airlines has a wide route network and excellent business class product. One of the most notable features of Turkish Airlines business class is an on-board chef and DO & CO catering, the gold standard in airplane food.
The Citi Strata Premier℠ Card's welcome bonus won't cover a round-trip in business class. However, you might be able to earn enough miles through credit card category bonuses to make up the difference. The card earns 3X points on dining, groceries and gas stations. These are substantial spending categories for most people, enabling you to earn enough ThankYou Points for a return fare.
United Domestic First Class With Singapore Krisflyer Miles
Singapore Krisflyer miles are an excellent way to save on domestic United Airlines awards. You can fly between the East Coast and West coast for just 23,000 miles each way. United no longer publishes an award chart. But if you use the calendar function to search for business class seats on the San Francisco - New York route, they're pricing out at 50,000 miles each way for much of the day. By booking with Singapore Krislfyer miles, you'll save over 50%.
Singapore Krisflyer is a 1:1 transfer partner of the Citi ThankYou Points program. With 75,000 ThankYou Points from the Citi Strata Premier℠ Card, you can cover up to three transcontinental one-way business class tickets on United.
ANA Business Class to Japan With Etihad Miles
Most airlines charge around 70,000 miles one-way for a business class ticket to Asia. With Etihad miles, you can get to Japan from 54,000 each way. The exact number will vary depending on which city you're flying out of, but Seattle flyers will redeem just 54,000 miles. With the welcome bonus from the Citi Strata Premier℠ Card, you'll have enough miles for a one-way business class award. You may even be able to use the remaining miles to help cover a return flight in economy class.
Flying Blue to North Africa
Flying Blue is KLM and Air France's joint loyalty program and offers many sweet spot redemptions. One of the most notable is their award tickets to North Africa, which cost just 22,000-29,000 miles one-way in economy and 53,000 in business class. With 75,000 ThankYou Points, you'll have enough for one round-trip ticket.
This is an excellent deal for many reasons. For starters, it's less than what most loyalty programs charge for an award to Europe (a shorter distance), let alone North Africa. It's also significantly cheaper than what you'll pay with Flying Blue partner Delta SkyMiles. Delta has a dynamic pricing model and flights to Casablanca start at 35,000 miles in economy class. Meanwhile, business class can go as high as 172,500 SkyMiles each way.
Qsuites to the Middle East
Qatar Airways has arguably the best business class seat in the sky. QSuites are are fully enclosed, resembling some of the most aspirational first-class seats. If you're traveling with a group, you can book the four seats in the middle section and combine them into one big suite. A seat in this aspirational cabin will set you back just 70,000 Qatar Avios between the U.S. and the Middle East.
Citi ThankYou Points is the only rewards currency that transfers to Qatar Privilege Club. With the welcome bonus from the Citi Strata Premier℠ Card, you can cover a one-way Qsuites award to the Middle East, worth thousands of dollars.
Virgin Atlantic to London
Flying to Europe doesn't have to cost an arm and a leg. With Virgin Atlantic Flying Club, you can get to London from the East coast for just 10,000 miles one-way. That's cheaper than most frequent flyer programs charge for a domestic award. The taxes are a bit higher at $150 on the outbound and $270 on the return. Depending on the time of year you're traveling, this can still be preferable to paying for a ticket outright. With 75,000 ThankYou Points, you can book up to three round-trip economy class tickets to Europe with points to spare.
Lots of JetBlue Flights
Citi ThankYou Points transfer 1:1 to JetBlue's TrueBlue loyalty program. Meanwhile, TrueBlue points are worth between 1.1- 1.6 cents each towards airfare. With 75,000 Citi ThankYou Points, you can book upwards of $1,200 worth of JetBlue flights, depending on the fare.
For example, a $849 Mint business class fare requires 77,600 points. At this rate, you're only getting 1.1 cents in value per point. Meanwhile, a $159 Blue economy fare costing 9,800 miles gets you 1.6 cents per point. With JetBlue, the most aspirational award won't always translate into the best redemption value.
It certainly helps to book in advance. If you're flexible with your travel dates, you can use Jetblue's Low Fare Finder to find the best fare possible.
Recommended Travel Credit Cards
| Credit Card | Intro Bonus | Annual Fee | Rewards Rate | Learn More |
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60,000Chase Ultimate Rewards Points
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Dollar Equivalent: $1,380 (60,000 Chase Ultimate Rewards Points * 0.023 base) |
$95 |
1x- 5xPoints
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. |
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$400 statement credit + 40,000 pts.Southwest Rapid Rewards Points
Earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening. Dollar Equivalent: |
$69 |
1x - 2xPoints
Earn 2X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car rental partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services; select streaming. Earn 1X points on all other purchases. |
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$200Cash Bonus
Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back. |
$0 |
1% - 5%Cashback
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026. |
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75,000Citi ThankYou® Points
Limited Time Offer: Earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. Dollar Equivalent: $1,350 (75,000 Citi ThankYou® Points * 0.018 base) |
$95 |
1X-10XPoints
10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases 3x -- Earn 3 Points per $1 spent on Restaurants 3x -- Earn 3 Points per $1 spent on Supermarkets 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations 1x -- Earn 1 Point per $1 spent on All Other Purchases |
Apply Now Rates & Fees |
Book Travel Directly With Citi
Redeeming points with loyalty programs is the best way to maximize value, but it can also be tricky. Some programs limit award space. Others require you to call customer service to book an award. In addition, there are award program rules and blackout dates to be aware of. It can be overwhelming for someone who doesn't have time to research the best ways to redeem ThankYou Points.
If that's the case, the Citi ThankYou Travel portal can be an excellent alternative. With 75,000 ThankYou Points, you can book $750 worth of travel. It's significantly less than you'll get with Citi's transfer partners. Still, it's a straightforward option that plenty of people utilize for the sake of convenience.
It can be especially handy if you're trying to book an award during high season. If travel demand is high and you have no other way to redeem points, knocking a few hundred dollars off your ticket price by booking through the Citi ThankYou Travel portal can be an attractive option.
Bottom Line
There are many different ways to redeem 75,000 ThankYou Points and the value proposition ranges greatly. With the Citi Strata Premier℠ Card's welcome bonus, you have many options, regardless of your travel goals.
Whether you want to travel domestically in economy class or book a fancy first-class seat for a trip abroad, ThankYou Points can help you get there. More importantly, they can help you get there economically, so you can stretch your points even further.
Related Article
Citi Strata Premier Card Review: 75,000 Bonus Points Plus 3x Points on Everyday Spending Categories
Featured photo courtesy of Qatar Airways
Ariana Arghandewal
Ariana Arghandewal is a rewards travel expert and founder of Pointchaser, an online publication dedicated to rewards travel topics. She brings over a decade of experience writing about travel, points, miles and credit cards. Her expertise includes her roles as an editor for distinguished travel and finance publications such as NerdWallet, The Points Guy and FlyerTalk. She has also authored many articles featured in major financial news & travel channels like Forbes, U.S. News Weekly, Business Insider & Fodor’s Travel.
