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Pros

  • Relatively easy to maximize the 5% cash back reward and earn $300 per year
  • No annual fee
  • The cash back comes in the form of Citi ThankYou® Points, which can be redeemed for things like travel

Cons

  • 5% cash back tier is capped at $25 in earnings per month

This product is currently not available via Slickdeals. All information about this product was collected by Slickdeals and has not been reviewed by the issuer.

Citi Custom Cash® Card

If you want a card that doesn’t require constant category activation and monitoring to make sure you’re getting the highest cash back percentage, this is a great option. Whatever spending category that has the highest spend (up to $500) in one billing cycle gets 5% cash back. That’s up to $300 per year, and if you get the sign-up bonus you can get up to $500 in cash back your first year.

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