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HomeInvestingStash Invest Bonus: $5 for New Accounts and Stock-Back Rewards

Stash Invest Bonus: $5 for New Accounts and Stock-Back Rewards

Get a little extra with this limited-time promotion.

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Stash (also known as Stash Invest) is a micro-investing app offering great benefits for a small monthly fee. There is no minimum balance requirement to open an account and account fees start at just $1 per month. Plus, every client receives a free checking account that waives overdraft fees and earns Stock-Back rewards on every debit card purchase.

Slick Tip: $5 bonus for new account openings with Slickdeals’ affiliate link.
  • Micro-investing platform where you can buy fractional shares with any amount
  • Affordable investing with no add-on trading commissions
  • Free checking account that earns Stock-Back rewards on debit card purchases
  • No minimum to open your account
  • Buy fractional shares with as little as $1
  • Free checking account has no fees and earns stock with debit card
    • Monthly fees reduce investment returns
    • Requires higher monthly fee to open all features
    • Some ETFs have high expense ratios


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What Is Unique About Stash?

Customers receive several unique benefits with Stash. The Stash app allows investors to purchase fractional shares in a broad array of stocks and electronically-traded funds (ETFs).

Your account includes a free checking account that offers unique features that sets Stash apart from the competition. The account waives many of the fees that other banks charge, including overdraft fees. You can get your paycheck two days in advance when you have direct deposit set up. Plus, you’ll earn Stock-Back rewards on qualifying purchases.

Stash $5 Bonus

For a limited time, Stash rewards new customers $5 when they open an account.

Which Stocks and ETFs Can I Invest in With Stash?

Stash gives customers access to hundreds of stocks and almost 80 ETFs. Potential customers can easily view the stock choices available on its website. The stocks are arranged by categories, such as consumer staples, finance, health care and retail. Some stocks you may be familiar with include Beyond Meat, Chevron and Facebook.

ETFs are also aligned in categories to help you easily narrow down your investment allocations. Categories include bonds, goods and services and technology and innovation.

Investment Account Choices

There are three primary investment account types with Stash: Investment, Retirement and Custodial. Plus, there’s the Stash Banking account that comes free with your account.

You can handle all of your family’s financial needs with the Stash app. The investment account acts like a brokerage where you can buy stocks and ETFs for your short- and medium-term goals. Additionally, custodial accounts allow you to invest money in your children’s name. Up to two children are included in the Stash+ account level.

Both Roth IRA and Traditional IRA retirement accounts are available to save for your future. These retirement accounts can be started with just $1. A Growth or Stash+ account is required to open a retirement account.

Stash Plans and Pricing

When you sign up for a Stash account, there are three levels that have different features. Depending upon what features you’re looking for, the fees range from $1 to $9 per month. This chart breaks down the differences between each Stash account type.

Monthly Fee$1$3$9
Personal Investment Account
Retirement Account
Custodial Account
Bank Account w/ Stock-Back Rewards
Early Payroll Direct Deposits
Metal Card w/ 2X Stock Back Rewards
Free Financial Education
Monthly Insights Report
Open an AccountGet StartedGet StartedGet Started

Stash Features and Benefits

Stash offers numerous features that might make the monthly fees worthwhile. These features help you invest regularly and save money on your bank account.

Free Stash Banking Account (No Fees)

Your Stash account includes a Stash Banking checking account. It has no minimum balance requirement and does not charge a monthly maintenance fee. Even common banking fees are waived, like insufficient funds fees. There are over 19,000 fee-free ATMs in the Stash ATM network.

When you deposit at least $5 into your Stash Banking account, you’ll receive a Stash Banking debit card through the mail.

Mobile App

The Stash mobile app (AppleAndroid) provides account balances and history, allows you to buy and sell investments, and perform banking functions like bill pay and mobile check deposit.

Stock-Back Rewards Program

When you use your Stash Banking debit card to make eligible purchases, you’ll earn 0.125% back. Instead of cash back, you’ll receive shares in the companies you purchase from. With a Stash+ membership, you’ll earn up to 5% Stock-Back rewards at participating retailers.

Early Direct Deposit

Signing up for direct deposit into your Stash Banking account will give you access to your money up to two days in advance. For example, if you get paid on Friday, the money is available to you as early as Wednesday.


Stash offers several features to help you invest more regularly.

    • Set Schedule: Automatically transfer money into your Stash investment account on a schedule that you determine. This automatic investment feature can also be used for retirement and custodial accounts.
    • Round-Ups: Every time that you make a debit card purchase with your linked bank account, the total will be rounded up to the next dollar. This spare change will be invested into your Stash account.
    • Smart-Stash: Analyzes your spending and earning patterns and sets aside small amounts of money to be invested in your account. To ensure that you the amounts don’t get too high, you can set your maximum transfer to $5, $10 or $25.

Stash Coach

You can increase your investment knowledge while having fun with Stash Coach. As you work through different challenges, you’ll earn points for bragging rights. There are weekly challenges with fun stories, interactive quizzes and more.

How to Open a Stash Account

You can open your Stash account online or through the Stash mobile app (AppleAndroid).

To start, create your profile by entering your email address and a unique password. Then, provide your name and date of birth.

Decide how you want to use Stash:

    • Get my pay up to 2 days earlier
    • Avoid banking fees and minimums
    • Get financial advice and education
    • Invest and build wealth
    • Save for retirement
    • Earn stock from daily spend

Stash will then personalize your recommendations based on the questions you answer. These questions focus on income, debt, net worth, tax-filing status and experience investing. You’ll need to verify your identity by answering a few questions and providing your Social Security Number.

There are three Stash plans available based on your needs. You can always change the plan as your needs evolve. Once your account is open, you can fund it from your bank account and start investing in the hundreds of stock and ETF choices available.

While we work hard on our research, we do not always provide a complete listing of all available offers from credit-card companies and banks. And because offers can change, we cannot guarantee that our information will always be up to date, so we encourage you to verify all the terms and conditions of any financial product before you apply.

Lee Huffman
Lee Huffman spent 18 years in banking and investments and now uses that insider knowledge to write about credit cards, travel, and other personal finance topics. Lee enjoys showing people how to travel more, spend less, and live better through the power of travel rewards. You can connect with him at