I know a lot of people who are easily confused by the loyalty programs from the major hotel chains. And to those who don’t travel very often, there might not seem to be much difference between them. But for those who travel regularly, the World of Hyatt program stands out by offering the most valuable rewards and benefits. And the key to unlocking those benefits is the World of Hyatt credit card from Chase.
Secure application on issuer’s website.
Annual Fee: $95
Bonus: Up to 60,000 Points
Rewards Rate: 9X-1X Points
Details: Full Review
Terms and restrictions apply
Annual Fee: $95
APR: Variable APR based on credit worthiness.
Rewards Rate: Earn up to 9x points total for Hyatt stays – 4x points per dollar spent at Hyatt hotels and 5x base points per dollar from Hyatt as a World of Hyatt member. Plus, earn 2x points per dollar spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
Sign-Up Bonus: Earn 30,000 bonus points after you spend $3,000 on purchases in your first three months from account opening. Plus, up to 30,000 more bonus points by earning 2x points total per dollar spent in the first six months from account opening on purchases that normally earn 1x point, on up to $15,000 spent.
Who Should Use This Credit Card? People who travel frequently and want access to status benefits from a hotel loyalty program.
Why We Like the World of Hyatt Credit Card
Among all of the top hotel rewards programs, World of Hyatt offers the most valuable rewards, and the World of Hyatt puts you on the fast track to enjoying some of the program’s preferred benefits.
The rewards program also offers a range of properties, including all-inclusive resorts. That said, Hyatt has the smallest footprint of any hotel chain on our list, with roughly 1,000 properties in 68 countries.
In addition to a generous sign-up bonus, the World of Hyatt Credit Card also offers a free night every year, as well as automatic Discoverist status, which is the program’s lowest status level. However, there is a path to earn up to Globalist status, depending on how much you spend on the card.
World of Hyatt Card Bonus
This credit card offers points in the World of Hyatt loyalty program, which I’ll explain in detail below. With the current sign-up bonus, new applicants earn up to 60,000 bonus points.
Here’s how the sign-up bonus works. New cardholders can earn 30,000 points after spending $3,000 on new purchases within the first three months of account opening. You can also earn an additional 30,000 bonus points by earning 2x points total on each dollar spent in your account’s first six months.
This hotel credit card offers you 9x points per dollar on Hyatt stays — 4x points at Hyatt properties, on top of the 5x points per dollar that you’d normally earn. It also features 2x points for spending at restaurants, on airline tickets purchased directly from the airline, local transit and commuting, as well as fitness club and gym memberships and 1x point per dollar spent elsewhere.
|Points per dollar||Bonus Category|
|9x points||Hyatt stays|
|2x points||Flights purchased via airlines|
|2x points||Local transit and commuting|
|2x points||Gym memberships and fitness clubs|
|1x points||All other purchases|
The World of Hyatt Card has a $95 annual fee and no foreign transaction fees.
For those who travel regularly, the World of Hyatt program stands out by offering the above-average benefits, and the World of Hyatt Credit Card from Chase gives you access to this valuable hotel rewards program.
Free Hyatt Stays
Cardmembers receive a free night certificate at a category 1-4 hotel each year, and another when they use their card to spend $15,000 in a calendar year.
You also receive five night stay credits each year, and another two for every $5,000 spent.
Complimentary Discoverist Status
The World of Hyatt Card also offers entry-level Discoverist status, just for being a cardmember. Benefits include baggage delay and lost luggage insurance, as well as trip cancellation/trip interruption coverage.
When shopping, your eligible purchases are covered by a damage and theft protection policy as well.
How the World of Hyatt Program Works
The World of Hyatt program is free to join, and you receive 5x points per dollar spent on qualifying paid rates. You can then redeem your points at hotels in one of eight price category ranges.
Redemption stays begin at just 5,000 points per night for Category 1 properties and tops out at 40,000 points per night for award status at their most luxurious resorts.
Most mid-priced hotels in small to medium-sized cities require 8,000-15,000 points per night. Club level rooms, standard suites and premium suites are sometimes available for even more points.
The World of Hyatt is the name of the program that used to be called Gold Passport. But rather than using the names of metals, it’s now taken a creative approach to naming the tiers in their elite status program. The entry level is called Discoverist, the mid-level is called Explorist and the top-tier is called Globalist.
Once you get past these unusual names, it becomes clear that top-tier Globalist status offers a list of benefits that no other program can match. Thankfully, Hyatt has reduced by half the number of night-stay credits need to qualify in 2021.
This entry-level status comes standard with the World of Hyatt card, but otherwise requires 10 night-stay credits per year to reach (reduced to just five in 2021). Benefits include upgrades to preferred rooms, a 2 p.m. late checkout and free bottles of water during your stay. You also receive a modest 10% bonus on base points earned from your stay.
Surprisingly, mid-level Explorist status doesn’t really offer too many valuable benefits beyond Discoverist status. You’ll receive a 20% bonus on points earned during your stay and slightly better room upgrades that exclude suites and club level rooms. Discoverist status requires 30 night-stay credits, which has been reduced to just 15 nights for 2021.
When you reach top-tier Globalist status, that’s where you’ll find much of the value of this program.
First, Globalists enjoy free breakfast for up to four people staying in their room. The value of this perk ranges from $0 at Hyatt Place and Hyatt House properties that include breakfast in qualifying rates, to around $200 per day when a family of four stays at high-end properties and resorts.
Globalists also receive free parking on award nights, which can often be worth more than $50 per night when staying in a major city.
No Resort Fees
While all World of Hyatt members don’t have to pay resort fees on free night awards, Globalists get these fees waived on paid stays too, which is often worth $25-$50 per night.
There’s the 4 p.m. late checkout which can really be useful when you have a late departure, but still need access to your room. In the past, I’ve utilized this perk to use my room as an office, to take a shower after exercising and to have a place to put young children down for their afternoon nap.
Bonus on Base Points
And when you’re a Globalist, you’ll receive a much more substantial 30% bonus on base points earned, as well as upgrades to nicer rooms, including standard suites. Globalists can also bestow these benefits on a friend or family member when you book an award in their name. Hyatt actually picked a very nice name for this benefit, called Guest of Honor.
Globalists who earn 60 night-stay credits in a year also receive four confirmed suite upgrade awards, and have a dedicated concierge assigned to them. I use my concierge to make complex reservations and to forward special requests to properties. For example, it’s not uncommon for me to ask my concierge to use free night stay certificates in combination with award points during a single stay. Or, I might need help applying a suite upgrade certificate to an existing reservation.
Along your way to elite status, you’ll earn milestone rewards when you reach set numbers of night-stay credits each year, whether they be through paid stays, award nights or the use of free night stay certificates.
Just note that even though Hyatt has halved the number of nights needed to qualify for elite status in 2021, the milestones remain the same.
Here are the current milestones awards:
- 20 nights or 35,000 base points: 2 Club Lounge Access Awards
- 30 nights or 50,000 base points: 1 Category 1-4 Free Night Award and 2 Club Lounge Access Awards.
- 40 nights or 65,000 base points: 5,000 Bonus Points or A $100 Hyatt Gift Card or 10,000 Point savings on a FIND experience.
- 50 nights or 80,000 base points: 2 Suite Upgrade Awards
- 60 nights or 100,000 base points: 1 Category 1-7 Free Night Award and 2 Suite Upgrade Awards and Access to My Hyatt Concierge
- Each additional 10 nights: 10,000 Bonus Points or 1 Suite Upgrade Award
Should This Credit Card Be a Part of Your World of Hyatt Strategy
There’s a convergence of three different offers that make this card especially valuable at the moment.
First, Hyatt has temporarily reduced the number of qualifying nights needed to reach top-tier Globalist status in 2021 from 60 to just 30.
Next, there’s the fact that this card offers you five night-stay credits each year, plus another two for every $5,000 spent on it.
Finally, there’s a limited time offer to receive 2 tier-qualifying night credits for each qualifying night spent before the end of the year. Qualifying nights and stays must be eligible paid rates, as award nights don’t count towards this promotion (but still earn a qualifying night-stay credits at a 1:1 ratio).
Basically, this means that you’ll start off with five night stay credits from having the card, along with another two if you use your card to spend just $5,000, giving you seven of the 30 needed to reach Globalist status. That means that with just 12 paid stays throughout the rest of the year, you’ll reach the top tier Globalist status, which will be valid through February of 2023. And it will require fewer night-stay credits to earn Globalist status if you spend more on the card.
And if you’re like me, and prefer to pay for your hotel stays only with points, then you could easily reach Globalist status with a combination of night stay credits earned through award stays and credit card spending.
It’s never been easier to earn Globalist status in the World of Hyatt program, especially when you open a new credit card with the Hyatt card from Chase. Once you reach Globalist status, you can say goodbye to annoying charges like resort fees, parking and even breakfasts, while enjoying some outstanding room upgrades.
So when pay for your stays with your points or free night certificates (or a combination of both), your final bill can be zero. This is true because the vast majority of cities and states tax hotel stays based on the rate paid. And when you pay nothing, you owe no tax. Throw in a room upgrade or two, and you’ll regularly be enjoying stays in rooms that normally sell for thousands of dollars, with the potential for absolutely no charges on your final bill.