Most products on this page are from partners who may compensate us. This may influence which products we write about and where and how they appear on the page. However, opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain.

Pros

  • Relatively easy to maximize the 5% cash back reward and earn $300 per year
  • No annual fee
  • The cash back comes in the form of Citi ThankYou points, which can be redeemed for things like travel

Cons

  • 5% cash back tier is capped at $25 in earnings per month
Apply Now

Secure application on issuer’s website

Rates & Fees

Citi Custom Cash® Card

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness. Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories. No Annual Fee. Citi will only issue one Citi Custom Cash® Card account per person.

Slickdeals Compares See how the Citi Custom Cash® Card stacks up to the...

Frequently Asked Questions