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  • Earns valuable Membership Rewards points
  • One of the most valuable credit cards for food, including at U.S. supermarkets and restaurants worldwide
  • An array of credits that help offset the card's annual fee


  • Use it or lose it credits
  • Perks are not for everyone

American Express® Gold Card

Those that spend a large portion of their budget on food, either at U.S. supermarkets or restaurants worldwide, will find a lot of value with this credit card. The ability to earn valuable Amex Membership Rewards® points is icing on the cake.

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Statement Credits

  • $120

    Annual Dining Credit

    The annual $120 dining credit is issued in $10 monthly installments. This credit is valid at Grubhub, The Cheesecake Factory, Goldbelly,, Milk Bar and select Shake Shack locations. Enrollment required.

  • $120

    Annual Uber Cash Credit

    The Gold Card’s $120 Uber Cash is issued in $10 monthly increments every calendar year, similar to the dining credit. The credit is valid on both Uber rides and Uber Eats purchases.

Frequently Asked Questions