Most products on this page are from partners who may compensate us. This may influence which products we write about and where and how they appear on the page. However, opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain. This page may include information about American Express products currently unavailable on Slickdeals. American Express is not a partner of Slickdeals.

Go for Gold with More Points and Rewards on the Amex Gold Card

Those that spend a large portion of their budget on food, either at grocery stores or restaurants, will find a lot of value with this credit card. The ability to earn valuable Amex Membership Rewards® points is icing on the cake.

Pros

  • Earns valuable Membership Rewards points
  • One of the most valuable credit cards for food, including at U.S. supermarkets and restaurants worldwide
  • An array of credits that help offset the card's annual fee

Cons

  • Use it or lose it credits
  • Perks are not for everyone

American Express® Gold Card

Those that spend a large portion of their budget on food, either at U.S. supermarkets or restaurants worldwide, will find a lot of value with this credit card. The ability to earn valuable Amex Membership Rewards® points is icing on the cake.

Why We Like the American Express® Gold Card

The American Express® Gold Card is a foodie’s dream. Not only will you earn outsized rewards at U.S. grocery stores and restaurants worldwide, you’ll also enjoy perks like $120 in dining credits each year with select merchants including Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.

Yet, benefits like no foreign transaction fees for international purchases and $120 in annual Uber Cash credits make this card ideal for travelers as well. While the hefty annual fee may look daunting, households that are able to take advantage of the $240 worth of annual statement credits will easily offset that recurring cost.

All things considered, the American Express® Gold Card is among the most appealing rewards credit cards currently on the market.

Slickdeals Compares See how the American Express® Gold Card stacks up to the...

  • Chase Sapphire Reserve®

  • The Platinum Card® from American Express

Statement Credits

  • $120

    Annual Dining Credit

    The annual $120 dining credit is issued in $10 monthly installments. This credit is valid at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.

  • $120

    Annual Uber Cash Credit

    The Gold Card’s $120 Uber Cash is issued in $10 monthly increments every calendar year, similar to the dining credit. The credit is valid on both Uber rides and Uber Eats purchases.

Get updates on all things American Express Gold and other credit card news

Frequently Asked Questions

  • The Amex Gold Card is worth the annual fee if you can get at least $250 in value from it. The card offers annual statement credits, including $120 in Uber Cash and $120 towards dining. Access to Amex Offers and a ShopRunner membership can sweeten the deal further.
  • You need at least a 700 credit score to qualify for the Gold Card. This is considered a “Good” credit score. There’s no guarantee you’ll get approved and Amex may take other criteria into account when deciding whether to approve your application.
  • The American Express Gold Card is a metal card and comes in two color choices: Gold and rose gold.
  • The Amex Gold and Amex Rose Gold are the same card, in different colors. The card benefits, welcome bonus and features are the same. When you apply for an Amex Gold Card, you can choose between the Gold and Rose Gold colored card. The Rose Gold card is usually offered on a limited-time basis, including now.
  • The Amex Gold doesn’t have a preset spending limit. Instead, your limit is adjusted depending on your spending habits. If you’re concerned about a large purchase getting declined, you can always use the Spending Power tool to secure advanced approval.
  • The American Express Gold Card does not offer airport lounge access. For that, you’ll need to upgrade to The Platinum Card from American Express.